Table: A Full-Service Club

Citigroup's Women & Co. offers many services and discounts for its $125 annual membership fee. Here's a sampling:

SERVICE VALUE/SAVINGS

Toll-free financial advice answer line $500-$1,000 a year

Financial counseling after loss of a spouse $3,000

Obtaining a mortgage over the phone $500 off closing costs or 0.25% off origination fee

Child care 10% discount at three national child-care centers

Nanny payroll-tax preparation $50 off registration fee

Online nanny-referral service $50 off registration fee

Data: Women & Co.

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