Quick Books Shortcut
For the 3 million small-business users of QuickBooks accounting software, a welcome timesaver: Get a no-fee QuickBooks Mastercard from Citibank USA, and you'll be able to download transaction records into QuickBooks 2000. You'll have to categorize purchases at first, but it will be done automatically as vendors reappear. You can also track spending by employee or category. (You might also use it to track the card's 3.9% interest rate, which jumps to 11.9% after three months.) Alas, there's still some data entry: You have to fill out an application at www.quickbookscard.com.