A Healthy Attitude

There's more to cutting health-care costs than finding the lowest price

Patricia Halo would be an expert on small-business health benefits even if she hadn't written the book on it (Managing Health Benefits in Small and Mid-Sized Organizations, $35, Amacom Books). Halo has been running an 11-person consulting company in New City, N.Y., for more than two decades, and she makes a point of coughing up money for a health-maintenance organization that includes prescription-drug coverage because she thinks it's vital to a healthy business. But making health care affordable means more than just shopping for the cheapest plan, Halo tells frontier's Rick Green. Some edited excerpts:

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