Learning State Disability Law

Discrimination lawsuits under the Americans with Disabilities Act of 1990 are a growing concern for small business, but the threat isn't always from the feds. The ADA bars suits against companies with fewer than 15 workers, but state laws may not. Indiana's threshold is six; New York's, four. State law also can make owners and managers personally liable; federal law does not. What to do? Learn what counts as a disability. Study the limits of "reasonable accommodation" for employees and "undue hardship" on your business. For help, dial (800 949-4232). Calls will be routed to an information center in your state.

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