Cyndi Moltz: The Ups And Downs Drive Her `Crazy'

`My mother used to say I could take a nickel and make a dime out of it without even trying," says Cyndi B. Moltz, 29, who owns her own graphic-art studio in Denver. These days, Moltz, who was first given mutual-fund shares when she was a baby, is concentrating that talent on the stock market, signing on with an aggressive financial planner and investing on her own in mutual funds.

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