Solace When Adoption Deals Sour
Shayna and Joel Billings thought their long wait to adopt a baby was al-
most over. They had found a willing birth mother, supported her financially during the last trimester, and were even there to cut the umbilical cord when she gave birth. But 11 days after the Billings took baby Jeffrey home, the biological mother changed her mind. Although the Billings were devastated emotionally, they got a measure of financial solace thanks to a little-known form of insurance that provides protection when adoptions fail.
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