Don't Trust A Trust Company Too Far

Perhaps some people need help with their trusts, but your suggestion to use bank trust departments is a very bad idea ("Time to trust your trust fund to a pro?" Personal Business, Dec. 5). My parents did just that, and the results since Mom's passing in 1986 have been an average annual principal appreciation of 1.6% a year and a taxable income stream of less than 4%.

Your best investment adviser will always be the person you see in the mirror every morning. But if you insist on getting help from a trust company, for heaven's sake give a relative the authority to intervene when the trust company goes dumb.

Timothy F. Merker

Cedar Rapids, Iowa