They Say Timing Is Everything...

JUST ASK THE 35,000 READERS of Fabians' Investment Resource about the vexing 1994 stock market. The well-known father-and-son newsletter out of Huntington Beach, Calif., which sells for $179 a year, specializes in market timing, shifting money in and out of mutual funds to capture market upswings and dodge downdrafts. This year, it is selling low and buying high--not a winning formula.

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