Insuring Home And Office When Home Is The Office

Property and casualty insurers are finally realizing that the distinction between personal and professional life is not as clear as it once was. With at least 12 million people working at home, carriers are developing packaged insurance that covers home and business when they are in the same place. The policies eliminate overlaps and are cheaper and more convenient than buying separate home and office cov-erage. "It makes sense just to bundle it all together," says Paul Edwards, co-author of Working From Home.

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