Don't Leave Your Home Office Uncovered

Many people who work from the safety of their own homes are not as safe as they think--at least when it comes to insurance risks. Failure to obtain proper home-office protection can be costly if you discover after the fact that your basic homeowner's policy doesn't cover business equipment destroyed in a fire or injuries to a client who trips on your stoop. You may also be chancing unreimbursable losses if you use the family car for work and don't pay a business-use premium.

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