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        <title><![CDATA[Ray Kluender - Assistant Professor:Business Admin]]></title>
        <description><![CDATA[Ray Kluender is an assistant professor at Harvard Business School, where he researches the causes of financial distress among American households.]]></description>
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            <title><![CDATA[The Worst Part About Getting Sick Isn’t Medical Bills]]></title>
            <description><![CDATA[Lost income dwarfs health-care costs and most workers lack protection against disability.]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-10-08/lost-income-is-bigger-burden-than-medical-bills-for-u-s-workers</link>
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            <dc:creator><![CDATA[Ray Kluender]]></dc:creator>
            <pubDate>Tue, 08 Oct 2019 11:30:02 GMT</pubDate>
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                <media:description>What comes after hurts more.</media:description>
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