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        <title><![CDATA[Danielle DiMartino Booth - CEO/Chief Strategist]]></title>
        <description><![CDATA[Danielle DiMartino Booth, a former adviser to the president of the Dallas Fed, is the author of "Fed Up: An Insider's Take on Why the Federal Reserve Is Bad for America," and founder of Quill Intelligence.]]></description>
        <link>https://www.bloomberg.com/authors/ATF5r90MXKw/danielle-dimartino-booth</link>
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        <item>
            <title><![CDATA[Mortgage Refinancing Boom Is Too Automated]]></title>
            <description><![CDATA[Computer-driven appraisals are an innovation that nobody needs right now. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-09-25/mortgage-refinancing-boom-due-to-automated-appraisals</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Fri, 25 Sep 2020 12:30:13 GMT</pubDate>
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                <media:description>UNITED STATES - CIRCA 1950s: Brick two storey suburban house, with exterior smokestack and chimney. (Photo by H. Armstrong Roberts/Retrofile/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Scars Inflicted on Travel Are Looking Permanent]]></title>
            <description><![CDATA[Companies are shifting away from massive expense accounts and the experiential lifestyle has become a memory.]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-08-09/travel-scars-are-looking-permanent</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Sun, 09 Aug 2020 12:00:02 GMT</pubDate>
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                <media:description>ARLINGTON, VA - JULY 22: An empty aircraft is seen during a aircraft disinfecting demonstration during a media preview at the Ronald Reagan National Airport on July 22, 2020 in Arlington, Virginia. During the COVID-19 pandemic, all employees and passengers are required to wear facemasks while onboard a Delta plane. (Photo by Michael A. McCoy/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Mortgage Market Sends Wrong Message]]></title>
            <description><![CDATA[Applications for loans to buy homes may be surging, but the availability of such credit is tumbling. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-06-17/the-mortgage-market-sends-wrong-message</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Wed, 17 Jun 2020 16:00:31 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ia59EIrthQI0/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
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                <media:description>MIAMI, FLORIDA - OCTOBER 23: A For Sale sign is seen in front of a home on October 23, 2019 in Miami, Florida. The National Association of Realtors reported that sales of previously-owned homes dropped 2.2% in September. (Photo by Joe Raedle/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Another U.S.-Wide Housing Slump Is Coming]]></title>
            <description><![CDATA[The coronavirus pandemic will cause many cash-strapped Americans to sell their homes, flooding the market with excess supply.]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-04-10/coronavirus-fallout-u-s-housing-prices-will-tumble</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Fri, 10 Apr 2020 11:00:13 GMT</pubDate>
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                <media:description>A &quot;for sale by owner&quot; sign stands outside a home in LaSalle, Illinois, U.S., on Friday, June 7, 2013. The Mortgage Bankers Associations weekly mortgage market index, which measures mortgage loan applications for purchases and refinancings, is scheduled to be released on June 12.</media:description>
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        </item>
        <item>
            <title><![CDATA[The Fed Can't Let Bond Yields Fall to Zero]]></title>
            <description><![CDATA[Ultra-low rates on benchmark government debt would have negative consequences for the global financial system. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-03-10/federal-reserve-can-t-let-bond-yields-fall-to-zero</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Tue, 10 Mar 2020 16:00:21 GMT</pubDate>
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                <media:description>Jerome Powell, chairman of the U.S. Federal Reserve, speaks during a news conference in Washington, D.C., U.S., on Tuesday, March 3, 2020. The U.S. Federal Reserve delivered an emergency half-percentage point interest rate cut today in a bid to protect the longest-ever economic expansion from the spreading coronavirus.</media:description>
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        </item>
        <item>
            <title><![CDATA[The Fed Faces a Housing Conundrum]]></title>
            <description><![CDATA[Artificially repressed interest rates have perverted what was once a market driven by supply and demand.]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-02-06/the-federal-reserve-faces-a-housing-conundrum</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Thu, 06 Feb 2020 13:00:11 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iKOmEUDuaN4k/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iKOmEUDuaN4k/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>MIAMI, FLORIDA - MAY 30: A &apos;for sale&apos; sign is seen in front of a home on May 30, 2019 in Miami, Florida. The National Association of Realtors announced that its pending home sales index fell 1.5% for the month of April.(Photo by Joe Raedle/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Can the Fed Slowly Deflate the Credit Bubble?]]></title>
            <description><![CDATA[Historically reactive, the central bank is finally trying to get ahead of a potential crisis. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-11-27/federal-reserve-attempts-to-deflate-the-credit-bubble</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Wed, 27 Nov 2019 11:00:31 GMT</pubDate>
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                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/in_l5amHYMH0/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>People watch as a man makes giant bubbles in a street in Strasbourg, eastern France on August 5, 2015. AFP PHOTO / FREDERICK FLORIN (Photo credit should read FREDERICK FLORIN/AFP/Getty Images)</media:description>
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        </item>
        <item>
            <title><![CDATA[The Housing Market's Rebound Is No Mirage]]></title>
            <description><![CDATA[Real estate can be a lagging indicator, but recent reports suggest it will continue to underpin the U.S. economy.]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-10-10/housing-is-rebounding-as-federal-reserve-cuts-interest-rates</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Thu, 10 Oct 2019 11:30:05 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ihRXrjfGBeIU/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ihRXrjfGBeIU/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>A home is seen under construction at the Toll Brothers Inc. Enclave at Rye Brook housing development in Rye Brook, New York, U.S., on Wednesday, Dec. 2, 2015. Toll Brothers, the largest U.S. luxury-home builder, is expected to release earnings on December 8.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Lower Mortgage Rates Aren't Boosting U.S. Housing]]></title>
            <description><![CDATA[The residential real estate market is less affordable now than anytime since before the financial crisis. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-08-12/mortgage-rate-declines-aren-t-boosting-u-s-housing</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Mon, 12 Aug 2019 10:00:04 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/irhOkfLnlUmE/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/irhOkfLnlUmE/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>Prospective home buyers arrive to tour a house for sale in Dunlap, Illinois, U.S., on Sunday, Aug. 19, 2018. The National Association of Realtors is scheduled to release existing homes sales figures on August 22.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[The Fed Can't Help Housing or Autos at This Point]]></title>
            <description><![CDATA[These key sectors are already in decline, and lower interest rates won’t stop that trend. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-06-06/the-federal-reserve-can-t-help-housing-or-autos</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Thu, 06 Jun 2019 13:00:07 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iF6b8iBOljzY/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iF6b8iBOljzY/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>MIAMI, FLORIDA - MAY 30: A &apos;for sale&apos; sign is seen in front of a home on May 30, 2019 in Miami, Florida. The National Association of Realtors announced that its pending home sales index fell 1.5% for the month of April.(Photo by Joe Raedle/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[The Mighty U.S. Consumer Is Struggling]]></title>
            <description><![CDATA[Recent spending patterns combined with credit-card losses reveal some disturbing trends.]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-05-08/the-mighty-u-s-consumer-is-struggling</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Wed, 08 May 2019 11:00:13 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ikoIBqU6Zllc/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ikoIBqU6Zllc/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>NEW YORK - DECEMBER 26: Sale items are seen in an H &amp; M store December 26, 2007 in New York City. Deep discounts were being offered nationwide by retailers on the day after Christmas during a holiday season that has been slower than expected. (Photo by Mario Tama/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[The Economy Is Unprepared for a Drop in Tax Refunds]]></title>
            <description><![CDATA[Don’t underestimate the negative impact of declining tax refunds on households. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-04-12/tax-refunds-will-put-a-damper-on-consumer-spending</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Fri, 12 Apr 2019 11:00:28 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iKjIAGmF3cBQ/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iKjIAGmF3cBQ/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>COLMA, CA - SEPTEMBER 25: A price tag hangs from the rear view mirror of a car for sale at a Chrysler dealership September 25, 2008 in Colma, California. The Commerce Department reported today that orders of durable goods fell 4.5 percent in August, the largest drop in seven months. (Photo by Justin Sullivan/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[The Fed’s Failures Are Mounting]]></title>
            <description><![CDATA[In the decade between “60 Minutes” interviews, the central bank has sparked a recovery without inflation but not much else. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-03-12/the-federal-reserve-s-failures-are-mounting</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Tue, 12 Mar 2019 17:00:17 GMT</pubDate>
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                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iIwMUiQr5obs/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>STANFORD, CALIFORNIA - MARCH 08: Federal Reserve Chairman Jerome Powell speaks during the 2019 Stanford Institute for Economic Policy Research (SIEPR) Economic Summit at Stanford University on March 08, 2019 in Stanford, California. Fed Chairman Jerome Powell delivered the keynote address at the annual SIEPR summit about monetary policy. (Photo by Justin Sullivan/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[How to Identify a Bear Market Rally]]></title>
            <description><![CDATA[History is replete with examples of major stock market recoveries following big sell-offs, many of which turn out to be head fakes. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-02-24/how-to-identify-a-bear-market-rally</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Sun, 24 Feb 2019 13:00:16 GMT</pubDate>
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                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iRQbioogXtJY/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>WEST PALM BEACH, FL - DECEMBER 17: A bear X-ing sign hangs near where two grizzly bear cubs enjoy their first day out in the public at the Palm Beach Zoo on December 17, 2015 in West Palm Beach, Florida. The Zoo will host two-orphaned female grizzly bear cubs until their new permanent home in a South Dakota zoo is completed. (Photo by Joe Raedle/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Rising Credit-Card Use Shows Consumers Are Strapped]]></title>
            <description><![CDATA[Americans are increasingly reaching for the plastic in their wallets to cover what their paychecks won’t.]]></description>
            <link>https://www.bloomberg.com/view/articles/2019-01-18/credit-card-borrowing-is-on-the-rise</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Fri, 18 Jan 2019 10:00:24 GMT</pubDate>
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                <media:description>Consumers are ramping up their credit-card spending.</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[High Earners Are Making the Fed’s Job More Difficult]]></title>
            <description><![CDATA[In a rare occurrence, households with the most purchasing power are more pessimistic than those with the least.]]></description>
            <link>https://www.bloomberg.com/view/articles/2018-12-05/high-income-households-aren-t-very-optimistic</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Wed, 05 Dec 2018 12:00:09 GMT</pubDate>
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                <media:description>Fed Chairman Jerome Powell grapples with a rare occurrence in consumer sentiment. </media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Fed’s Rosy Outlook Snubs History]]></title>
            <description><![CDATA[Goldilocks herself would blush at the near-perfect jobs and inflation scenario forecast by the central bank.]]></description>
            <link>https://www.bloomberg.com/view/articles/2018-11-05/fed-s-rosy-outlook-snubs-history</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Mon, 05 Nov 2018 12:00:29 GMT</pubDate>
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                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ipXKoN299Dzs/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>LONDON - APRIL 4: Gloria Ellis&apos;s creation of a little bear entitled &quot;Goldilocks And The Three Bears&quot; is seen at the Red Bull Art Of Can private view and awards at the The Old Truman Brewery on April 4, 2005 in London, England. Glorias creation won her third place. Applicants had to use at least one Red Bull can in their creations, and the evening also features an auction of celebrity entries including a car by David Coulthard, an Olympic inspired medal by Jason Gardener and a shoe by Tara Palmer-Tomkinson. (Photo by Gareth Cattermole/Getty Images)</media:description>
            </media:content>
        </item>
        <item>
            <title><![CDATA[Why Main Street Should Worry About Wall Street’s Bond Sell-Off]]></title>
            <description><![CDATA[The potential for higher borrowing costs to inflict damage on household finances has grown in the era of extraordinarily easy monetary policy. ]]></description>
            <link>https://www.bloomberg.com/view/articles/2018-10-18/household-finances-are-imperiled-by-rising-rates</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Thu, 18 Oct 2018 16:30:17 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i4K1H2zuHP6I/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/i4K1H2zuHP6I/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>TO GO WITH STORY by Luc Olinga, USA-real estate-banks The front of a boarded up home in the Mount Pleasant section of Cleveland, Ohio, 25 January 2008. The area is filled with homes for sale or on the auction block. The city of Cleveland is the epicenter of the nation&apos;s home foreclosure crisis and is creating bad news for nearby homeowners and cities across the country because they lead to falling property values and increased crime. The mortgage crisis has created a new industry for developers buying foreclosed or auctioned homes at cheap prices, then reselling them for a profit. AFP PHOTO/Timothy A. CLARY =MORE PHOTOS IN IMAGE FORUM= (Photo credit should read TIMOTHY A. CLARY/AFP/Getty Images)</media:description>
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        </item>
        <item>
            <title><![CDATA[The U.S. Economy Is on a Sugar High]]></title>
            <description><![CDATA[Many companies are rushing to secure products and materials before the trade war worsens.]]></description>
            <link>https://www.bloomberg.com/view/articles/2018-10-04/gdp-growth-gets-a-brief-boost-from-fear-of-trade-war</link>
            <guid isPermaLink="true">https://www.bloomberg.com/view/articles/2018-10-04/gdp-growth-gets-a-brief-boost-from-fear-of-trade-war</guid>
            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Thu, 04 Oct 2018 17:00:14 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iMaThcfl7cKs/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iMaThcfl7cKs/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>This photograph taken on December 19, 2017, shows sugar cubes and a minature shopping trolley in Paris. / AFP PHOTO / JOEL SAGET (Photo credit should read JOEL SAGET/AFP/Getty Images)</media:description>
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        <item>
            <title><![CDATA[Fed’s Inflation Focus Needs a Tuneup]]></title>
            <description><![CDATA[Past errors by the central bank compel it to put less emphasis on consumer prices and more on financial stability.]]></description>
            <link>https://www.bloomberg.com/view/articles/2018-09-12/fed-is-too-focused-on-inflation</link>
            <guid isPermaLink="true">https://www.bloomberg.com/view/articles/2018-09-12/fed-is-too-focused-on-inflation</guid>
            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Danielle DiMartino Booth]]></dc:creator>
            <pubDate>Wed, 12 Sep 2018 17:00:15 GMT</pubDate>
            <media:content url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ijjvKEfp5Pq8/v1/piHJkQ_WoLj1E/-1x-1.jpg" type="image/jpeg">
                <media:thumbnail url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/ijjvKEfp5Pq8/v1/piHJkQ_WoLj1E/-1x-1.jpg"/>
                <media:description>James Bullard, president and chief executive officer of the Federal Reserve Bank of St. Louis, speaks at an event in Tokyo, Japan, on Tuesday, May 29, 2018. Japans tough fight to beat a deflationary mindset has been instructive for the rest of the world to understand the consequences of inflation expectations rooted at a low level, said Bullard.</media:description>
            </media:content>
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