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        <title><![CDATA[Robert Berner - Senior Research Analyst]]></title>
        <description><![CDATA[Robert Berner - Senior Research Analyst]]></description>
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            <title><![CDATA[Wells Fargo Defends SILO Deals]]></title>
            <description><![CDATA[The IRS alleges that Wells Fargo's public infrastructure SILO deals are merely a tax dodge, but the bank says they are legitimate investments]]></description>
            <link>https://www.bloomberg.com/news/articles/2009-10-14/wells-fargo-defends-silo-dealsbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 15 Oct 2009 06:06:00 GMT</pubDate>
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            <title><![CDATA[About That New, "Friendly" Consumer Contract]]></title>
            <description><![CDATA[Citibank, AT&T Wireless, ING Direct, and others are pushing simpler terms and lower rates. Consumers should keep reading the fine print
]]></description>
            <link>https://www.bloomberg.com/news/articles/2009-04-29/about-that-new-friendly-consumer-contract</link>
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            <category><![CDATA[businessweek-magazine]]></category>
            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 30 Apr 2009 04:00:00 GMT</pubDate>
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            <title><![CDATA[How Banks Are Worsening the Foreclosure Crisis]]></title>
            <description><![CDATA[How the banking industry is undermining efforts to keep people in their houses]]></description>
            <link>https://www.bloomberg.com/news/articles/2009-02-11/how-banks-are-worsening-the-foreclosure-crisis</link>
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            <category><![CDATA[businessweek-magazine]]></category>
            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 12 Feb 2009 05:00:00 GMT</pubDate>
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            <title><![CDATA[Senator Urges FHA Vigilance Against Mortgage Fraud]]></title>
            <description><![CDATA[A BW story on former subprime lenders making FHA-backed loans prompts Missouri Senator Kit Bond to call for greater anti-fraud efforts]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-12-02/senator-urges-fha-vigilance-against-mortgage-fraudbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Tue, 02 Dec 2008 23:20:00 GMT</pubDate>
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            <title><![CDATA[Hospitals X-Ray Patient Credit Scores]]></title>
            <description><![CDATA[More and more are buying credit data to see if the sick can afford treatment
]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-11-19/hospitals-x-ray-patient-credit-scores</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 20 Nov 2008 05:00:00 GMT</pubDate>
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            <title><![CDATA['Help' Can Be Costly]]></title>
            <description><![CDATA[Beware up-front, nonrefundable fees of loan-modification pros]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-11-19/help-can-be-costly</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 20 Nov 2008 05:00:00 GMT</pubDate>
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            <title><![CDATA[FHA-Backed Loans: The New Subprime]]></title>
            <description><![CDATA[The same people whose reckless practices triggered the global financial crisis are onto a similar scheme that could cost taxpayers tons more]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-11-18/fha-backed-loans-the-new-subprime</link>
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            <category><![CDATA[businessweek-magazine]]></category>
            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Wed, 19 Nov 2008 05:00:00 GMT</pubDate>
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            <title><![CDATA[They Warned Us About the Mortgage Crisis]]></title>
            <description><![CDATA[State whistleblowers tried to curtail greedy lendingand were thwarted by the Bush Administration and the financial industry
]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-10-08/they-warned-us-about-the-mortgage-crisis</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 09 Oct 2008 04:00:00 GMT</pubDate>
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            <title><![CDATA[Banks vs. Consumers (Guess Who Wins)]]></title>
            <description><![CDATA[The business of resolving credit-card disputes is booming. But critics say the dominant firm favors creditors that are trying to collect from unsophisticated debtors]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-06-04/banks-vs-dot-consumers-guess-who-wins</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 05 Jun 2008 04:00:00 GMT</pubDate>
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            <title><![CDATA[SRAM: A Bike Parts Tour de Force]]></title>
            <description><![CDATA[By all rights, Stan Day should have failed. Yet here he is, taking on the two longtime leaders in bicycle components, with a shot at breaking away]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-02-29/sram-a-bike-parts-tour-de-forcebusinessweek-business-news-stock-market-and-financial-advice</link>
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            <category><![CDATA[small-business]]></category>
            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Fri, 29 Feb 2008 21:29:00 GMT</pubDate>
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            <title><![CDATA[A Credit Card You Want to Toss]]></title>
            <description><![CDATA[Bank of America abruptly notified cardholders in good standing their rates would skyrocket if they didn't opt out fast. Is BofA greedy or needy?]]></description>
            <link>https://www.bloomberg.com/news/articles/2008-02-07/a-credit-card-you-want-to-tossbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 07 Feb 2008 10:01:00 GMT</pubDate>
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            <title><![CDATA[Fresh Pain for the Uninsured]]></title>
            <description><![CDATA[As doctors and hospitals turn to GE, Citigroup, and smaller rivals to finance patient care, the sick pay much more]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-11-21/fresh-pain-for-the-uninsuredbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Wed, 21 Nov 2007 10:01:00 GMT</pubDate>
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            <title><![CDATA[Whose Second Chance?]]></title>
            <description><![CDATA[How discharged debts can be revived]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-11-01/whose-second-chance-businessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 01 Nov 2007 23:32:00 GMT</pubDate>
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            <title><![CDATA[Prisoners of Debt]]></title>
            <description><![CDATA[A fresh start with bankruptcy? Big lenders keep squeezing money out of consumers whose debts were canceled by the courts]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-11-01/prisoners-of-debtbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <pubDate>Thu, 01 Nov 2007 16:01:00 GMT</pubDate>
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            <title><![CDATA[Target's Credit-Card Sale: Bad Timing?]]></title>
            <description><![CDATA[The big-box retailer's credit-card biz has been a profit machine, but a deterioration in credit quality could greatly weaken a sale price]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-09-13/targets-credit-card-sale-bad-timing-businessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Fri, 14 Sep 2007 14:21:40 GMT</pubDate>
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            <title><![CDATA[Caremark-CVS Deal Under Scrutiny]]></title>
            <description><![CDATA[Shareholders are given more time to consider the merger in light of new information about the terms of the agreement]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-02-14/caremark-cvs-deal-under-scrutinybusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Wed, 14 Feb 2007 10:00:00 GMT</pubDate>
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            <title><![CDATA[Caremark Charged with Breach of Duty]]></title>
            <description><![CDATA[Investors allege that Caremark executives agreed to a low-ball bid in exchange for indemnification against options-backdating charges]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-01-26/caremark-charged-with-breach-of-dutybusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Sat, 27 Jan 2007 09:12:00 GMT</pubDate>
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            <title><![CDATA[Behind Wal-Mart's Executive Shuffle]]></title>
            <description><![CDATA[The retailing giant is moving John Fleming from the top marketing post to merchandising to heal the rift between the two divisions]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-01-24/behind-wal-marts-executive-shufflebusinessweek-business-news-stock-market-and-financial-advice</link>
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            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 25 Jan 2007 03:00:00 GMT</pubDate>
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        <item>
            <title><![CDATA[Chanel's American In Paris]]></title>
            <description><![CDATA[The design house's new global CEO takes aim at the next generation of luxury buyers]]></description>
            <link>https://www.bloomberg.com/news/articles/2007-01-18/chanels-american-in-parisbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <category><![CDATA[world]]></category>
            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Thu, 18 Jan 2007 23:03:00 GMT</pubDate>
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            <title><![CDATA[Wal-Mart's Generics Hit Pharma Stocks]]></title>
            <description><![CDATA[The retailer's move to offer many generics for $4 a prescription took a bite out of pharmaceutical stocks. And it's another salve for Wal-Mart's PR]]></description>
            <link>https://www.bloomberg.com/news/articles/2006-09-21/wal-marts-generics-hit-pharma-stocksbusinessweek-business-news-stock-market-and-financial-advice</link>
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            <category><![CDATA[markets]]></category>
            <dc:creator><![CDATA[Robert Berner]]></dc:creator>
            <pubDate>Fri, 22 Sep 2006 04:00:00 GMT</pubDate>
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