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        <title><![CDATA[Donald H. Layton - Senior Industry Fellow]]></title>
        <description><![CDATA[Donald H. Layton was chief executive officer of Freddie Mac from 2012 to 2019. He is a former vice chairman of JPMorgan Chase & Co. and a former chairman and CEO of E*TRADE Financial Corp. He is a senior industry fellow at Harvard's Joint Center for Housing Studies.]]></description>
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            <title><![CDATA[One Simple Reform Could Save U.S. Homeowners Billions]]></title>
            <description><![CDATA[Officials can make mortgage insurance cheaper and better. So why haven’t they?]]></description>
            <link>https://www.bloomberg.com/view/articles/2020-10-07/can-t-afford-a-big-down-payment-this-reform-could-save-you-money</link>
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            <dc:creator><![CDATA[Donald H. Layton]]></dc:creator>
            <pubDate>Wed, 07 Oct 2020 12:00:40 GMT</pubDate>
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                <media:description>Within reach?</media:description>
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