Bloomberg's Best Photos 2012: A Changing World

By Bloomberg Photos - 2012-12-20T15:46:28Z

Photograph by Aidan Crawley/Bloomberg

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Ireland's Bad Bank Transforms Debtors Into Landlords

Unfinished homes sit empty on an abandoned housing development in Keshcarrigan, Ireland, on April 23, 2012. Ireland's National Asset Management Agency is turning debtors into landlords as it seeks to recoup the 32 billion euros ($42 billion) it paid for commercial mortgages after the real-estate market collapsed.