ories, through its direct contractor relationships and partner network. The company generates consumer awareness both by offering home improvement referrals during the core LendingTree mortgage loan request form process, as well as through dedicated marketing efforts. Other Products Other also includes information, tools and access to various consumer insurance products, including home and automobile, through which consumers are matched with licensed insurance agents and insurance lead aggregators to obtain insurance offers; personal credit data, through which consumers can gain insights into how prospective lenders and other third parties view their credit profiles; credit repair and debt consolidation services, through which consumers can obtain assistance improving their credit profiles, to expand and improve loan and other financial product opportunities available to them; and real estate brokerage services, through, which consumers are matched with local realtors who can assist them in their home purchase or sale efforts. Seasonality Revenue in the company’s lending business is subject to the cyclical and seasonal trends of the U.S. housing and credit markets. Home sales typically rise during the spring and summer months and decline during the fall and winter months, while refinancing and home equity activity is principally driven by mortgage interest rates, as well as real estate values. Revenue in the company’s personal loan and credit card businesses is driven by interest rates and availability of credit in the market. In its other businesses, the company’s auto business tends to have a seasonal increase in the spring; education business tends to increase preceding the commencement of new semesters; and home services business tends to increase during the summer. Intellectual Property The company has four pending U.S. patent applications. It has 32 trademarks and service marks registered with the United States Patent and Trademark Office. These registrations can typically be renewed at 10-year intervals. It has approximately 1,300 registered domain names. History The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015.
lendingtree inc (TREE:NASDAQ GS)
11115 Rushmore Drive
Charlotte, NC 28277
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