Raiffeisen International Bank-Holding AG provides various banking and financial services in central and eastern Europe. The company's services range from account and cash management, deposit-taking, lending, trade finance, and credit card services to mortgages and leasing. As of December 31, 2008, the company operated a banking network that comprised 15 banks. Business divisions The company's divisions include Corporate Customers; Retail Customers; and Treasury. The Corporate Customers Division comprises business with large corporates and mid market companies from central and eastern Europe (CEE), as well as with companies from other countries that are operating in the CEE region, including multinationals. The public sector and companies owned by state-owned entities and institutions are also part of the corporate customers division. The public sector comprises public sector entities, such as ministries, provinces, municipalities, and similar public corporations. Embassies and trade representations also belong to this division. It also includes supranational institutions; financial service providers, including investment banks, investment fund companies, and leasing companies; and property, health, life, and pension insurers, and reinsurers. The Retail Customers Division includes private individuals (consumers) and small and medium-sized enterprises. Its products include savings accounts, time deposits, current and salary accounts, consumer credits, overdraft lines, credit cards, and mortgages, as well as other earmarked loans. The Treasury Division encompasses the treasury's proprietary trading and investment banking activities. Own-account trading involves on-balance and off-balance sheet interest and currency products (futures, and options), which include money market transactions, currency transactions, cash management, refinancing, and asset/liability management (maturity conversion). In addition, it has a portfolio of medium-term and long-term financial investments. Geographical Segments Central Europe (CE): This segment contains five countries, including the Czech Republic, Hungary, Poland, Slovakia, and Slovenia. Southeastern Europe (SEE): This segment includes Albania, Bosnia and Herzegovina, Croatia, Kosovo, Moldova, and Serbia, as well as Bulgaria and Romania. Russia: This segment includes the assets and performance for those companies active in the Russian Federation on behalf of the company. Commonwealth of Independent States (CIS) other: This segment contains Belarus, Kazakhstan, and Ukraine. History Raiffeisen International Bank-Holding AG was founded in 1986.
raiffeisen bank internationa
Am Stadtpark 9
Phone: 43 1 71 707 0
Fax: 43 1 71 707 1715www.rbinternational.com
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