Bloomberg the Company & Products

Bloomberg Anywhere Login

Bloomberg

Connecting decision makers to a dynamic network of information, people and ideas, Bloomberg quickly and accurately delivers business and financial information, news and insight around the world.

Company

Financial Products

Enterprise Products

Media

Customer Support

  • Americas

    +1 212 318 2000

  • Europe, Middle East, & Africa

    +44 20 7330 7500

  • Asia Pacific

    +65 6212 1000

Communications

Industry Products

Media Services

Follow Us


Last $2.19 USD
Change Today +0.3101 / 16.49%
Volume 37.7K
QCCO On Other Exchanges
Symbol
Exchange
Berlin
As of 5:20 PM 03/31/15 All times are local (Market data is delayed by at least 15 minutes).
text size: T | T
Back to Snapshot
Company Description

Contact Info

9401 Indian Creek Parkway

Suite 1500

Overland Park, KS 66210

United States

Phone: 913-234-5000

Fax:

QC Holdings, Inc., together with its subsidiaries, provides financial services through its retail branches and Internet lending operations. The company’s wholly-owned subsidiaries include QC Financial Services, Inc.; QC Loan Services, Inc.; QC E-Services, Inc.; QC Canada Holdings Inc.; and QC Capital, Inc. QC Financial Services, Inc. is the 100% owner of QC Financial Services of California, Inc., Financial Services of North Carolina, Inc., QC Financial Services of Texas, Inc., Express Check Advance of South Carolina, LLC, QC Advance, Inc., Cash Title Loans, Inc. and QC Properties, LLC. QC Canada Holdings Inc. is the 100% owner of Direct Credit Holdings Inc. and its wholly owned subsidiaries (collectively, Direct Credit). Segments The company operates in three segments: Branch Lending, Centralized Lending, and E-Lending. Branch Lending segment The Branch Lending segment includes retail branches that offer payday loans, installment loans, credit services, check cashing services, title loans, open-end credit, debit cards, money transfers, and money orders. The company operated 432 short-term lending branches in 23 states, as of December 31, 2013. Centralized Lending segment The Centralized Lending segment includes long-term installment loans that are centrally underwritten. In 2012, the company introduced new installment loan products, such as signature loans and auto equity loans to meet high customer demand for longer-term loan options. These new products are higher-dollar and longer-term installment loans that are centrally underwritten and distributed through its existing branch network. The company’s customers submit applications in person at one of its branches along with photo identification, bank account information, personal references, and proof of income. The application and customer information are forwarded to its central underwriting department for approval. As of December 31, 2013, the company offered signature loans and/or auto equity loans to customers in Arizona, California, Idaho, Missouri, New Mexico and Utah. E-Lending segment The E-Lending segment includes the Internet lending operations in the United States and Canada. Direct Credit is engaged in short-term, consumer Internet lending in certain Canadian provinces. The acquisition of Direct Credit is part of the implementation of its strategy to diversify by increasing product offerings and distribution, as well as expanding its presence into international markets. In December 2013, the company began offering short-term loans via the Internet to customers in Missouri, Utah and Texas. Services The company’s primary business is offering payday loans through its network of branches in the United States and over the Internet in the United States and in Canada through its subsidiary Direct Credit. In addition, the company offers other consumer financial services, such as installment loans, credit services, check cashing services, title loans, open-end credit, debit cards, money transfers and money orders. Installment Loans: The company offers branch-based installment loans to customers in its Illinois branches. In 2012, the company introduced new installment loan products (signature loans and auto equity loans) to meet customer demand for longer-term loan options. These new products are higher-dollar and longer-term installment loans that are centrally underwritten and distributed through its existing branch network. The installment loans are payable in monthly installments (principal plus accrued interest) with terms ranging from 12 to 48 months, and all loans are pre-payable at any time without penalty. As of December 31, 2013, the company offered its installment loan products to customers in 200 of its branches in 11 of the 23 states in which the company operate. The company offers branch-based installment loans to customers in eight states across its branch network. Other Financial Services: The company also offers other consumer financial services, such as credit services, check cashing services, title loans, open-end credit, money transfers and money orders. In Texas, through one of its subsidiaries, the company o

Page 12Next Page
 

Stock Quotes

Market data is delayed at least 15 minutes.

Company Lookup
Recently Viewed
QCCO:US $2.19 USD +0.3101

QCCO Competitors

Market data is delayed at least 15 minutes.

Company Last Change
Canadian Western Bank C$27.73 CAD +0.31
Cash America International Inc $23.30 USD +0.52
Credit Acceptance Corp $195.00 USD +0.59
easyhome Ltd C$20.36 CAD -0.15
World Acceptance Corp $72.92 USD -1.77
View Industry Companies
 

Industry Analysis

QCCO

Industry Average

Valuation QCCO Industry Range
Price/Earnings 6.5x
Price/Sales 0.2x
Price/Book 0.5x
Price/Cash Flow 3.7x
TEV/Sales 0.0x
 | 

Sponsored Financial Commentaries

Sponsored Links

Report Data Issue

To contact QC HOLDINGS INC, please visit www.qcholdings.com. Company data is provided by Capital IQ. Please use this form to report any data issues.

Please enter your information in the following field(s):
Update Needed*

All data changes require verification from public sources. Please include the correct value or values and a source where we can verify.

Your requested update has been submitted

Our data partners will research the update request and update the information on this page if necessary. Research and follow-up could take several weeks. If you have questions, you can contact them at bwwebmaster@businessweek.com.