Pacific State Bancorp operates as the holding company for Pacific State Bank that provides commercial banking products and services to professional firms, small to medium sized retail and wholesale businesses, and manufacturers in Alameda, Calaveras, San Joaquin, Stanislaus, and Tuolumne Counties, California. The company offers commercial banking services to residents and employers of businesses in its service area, including professional firms and small to medium sized retail and wholesale businesses and manufacturers. Product Lines and Services The company offers various general banking services at all of its branches, including commercial, construction, agricultural and real estate loans and personal credit lines, interest on checking, U.S. Savings bond services, domestic and foreign drafts, banking by appointment, automatic transfer of funds between savings and checking accounts, business courier services, checking and savings accounts for personal and business purposes, domestic letters of credit, a depository for MasterCard and Visa drafts, federal depository services, cash management assistance, wire and telephone transfers, Individual Retirement Accounts, time certificates of deposit, courier service for non-cash deposits, Visa and MasterCard, revolving lines of credit to consumers secured by deeds of trust on private residences, unsecured overdraft protection credit lines attached to checking accounts, ATM cards and MasterMoney debit cards via the Star, Cirrus, Plus, MasterCard and Visa networks. Investment Portfolio As of December 31, 2009, the company’s investment portfolio included U.S. Government agencies and treasuries; municipal obligations; corporate and other bonds; and mortgage- backed securities. History Pacific State Bancorp was founded in 1987.
pacific state bancorp (PSBC:OTC US)
1899 West March Lane
Stockton, CA 95207
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