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Last $13.00 USD
Change Today 0.00 / 0.00%
Volume 0.0
As of 8:10 PM 02/5/16 All times are local (Market data is delayed by at least 15 minutes).
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Company Description

Contact Info

900 Bedford Street

Stamford, CT 06901

United States

Phone: 203-324-7500

Fax:

Patriot National Bancorp, Inc. operates as the holding company for Patriot National Bank. The bank is a national banking association headquartered in Stamford, Fairfield County, Connecticut. It has eight branch offices in Connecticut and branch offices in Bedford and Scarsdale, both located in Westchester County, New York. The company also operates a loan origination office in Stamford, Connecticut. Lending Activities The company offers commercial real estate loans, commercial business loans, and various consumer loans with an emphasis on serving the needs of individuals, small and medium-sized businesses and professionals. Its lending activities are conducted principally in Fairfield and New Haven counties in Connecticut and Westchester County in New York. Other services offered by the company include ACH transfers, lockbox, Internet banking, bill paying, remote deposit capture, debit cards, money orders, traveler’s checks and ATMs. Investment Securities As of December 31, 2014, the company’s investment portfolio included U. S. government agency bonds; U. S. government agency mortgage-backed securities; corporate bonds; Federal Reserve Bank stock; Federal Home Loan Bank stock; and other investments. Deposits The company’s consumer and commercial deposit accounts offered include checking, interest-bearing ‘NOW’, money market, time certificates of deposit, savings, CDARS, Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). Regulations As a bank holding company, the company’s operations are subject to regulation, supervision and examination by the Board of Governors of the Federal Reserve Board (the Federal Reserve Board). The Federal Reserve Board has established capital adequacy guidelines for bank holding companies that are similar of the Office of the Comptroller of the Currency (OCC) capital guidelines applicable to the bank. The company is subject to capital adequacy rules and guidelines issued by the Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC), and the bank is subject to capital adequacy rules and guidelines issued by the OCC. The company is subject to the reporting requirements of the Securities Exchange Act of 1934, as amended (the Exchange Act), and, in accordance with the Exchange Act, files periodic reports, proxy statements and other information with the Securities and Exchange Commission (the SEC). The bank’s operations are subject to regulation, supervision and examination by the OCC and the FDIC. The bank is subject to the federal regulations promulgated pursuant to the Financial Institutions Supervisory Act to prevent banks from engaging in unsafe and unsound practices, as well as various other federal and state laws and consumer protection laws. The bank is also subject to the comprehensive provisions of the National Bank Act. History Patriot National Bancorp, Inc. was founded in 1994.

 

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