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Company Description

Contact Info

PBCom Tower

6795 Ayala Avenue corner V. A. Rufino Street

Makati, 1226


Phone: 63 2 830 7000


Philippine Bank of Communications provides commercial banking products and services in the Philippines. The company operates through Branch Banking Group, Corporate Banking Group, Treasury, Consumer Finance, and Trust and Wealth Management segments. It offers deposit products and services, including savings, checking, and time deposit accounts; and loans comprising commercial loans, industrial loans, foreign currency loans, rediscounting loans, specialized lending programs, export packing credit loans, trust receipt financing, consumer lending, and guarantee programs, as well as auto, home, personal, and SME loans. The company also provides investment and wealth management products, such as trust products; treasury products; and other services, including safe deposit boxes, manager's checks, and gift checks. In addition, it offers cash management solutions, such as check writing and check warehousing facilities, deposit pick-up services, payroll services, SSS Net, tax link or BIR electronic filing and payment systems, Bancnet bills payment, and other payment and collection services; and staff provident fund and retirement/pension fund services. Further, the company provides trade-related services, such as commercial letters of credit, stand-by letters of credit, bank guaranty, trust receipts, export packing credit/export bills purchase, clean and documentary collections, import bills/customer’s liabilities under acceptances, and trade receivables and payables financing. It offers its products and services through 82 branches and 11 other banking offices. Philippine Bank of Communications was incorporated in 1939 and is based in Makati, the Philippines.


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Industry Average

Valuation PBC Industry Range
Price/Earnings 58.4x
Price/Sales 3.7x
Price/Book 1.0x
Price/Cash Flow 36.4x
TEV/Sales NM Not Meaningful

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