VeriFone Systems, Inc. designs, manufactures, markets, and supplies a range of payment solutions and complementary services that enable secure electronic payment transactions and value-added services at the point of sale (POS). Major industries in which the company operates include financial services, retail, petroleum, restaurant, hospitality, taxi, transportation, and healthcare. The company offers a portfolio of services, ranging from traditional terminal related support services, Payment-as-a-Service solutions and commerce enablement offerings that are complementary to its payment solutions and designed to facilitate commerce opportunities for merchants. The company’s traditional services include professional services related to installation and deployment, helpdesk support, training, equipment repair and maintenance, and software post-contract support. Its Payment-as-a-Service solutions offer clients terminal management services and gateway solutions that enable routing of transactions, multi-channel acceptance and processing, and payment value-added services. The company’s commerce enablement solutions leverage its terminals and media platforms to engage consumers at the POS through value-added applications, such as loyalty and couponing applications, targeted offers and real-time reward redemptions. The company is developing a commerce enablement platform that links smart terminals, digital media screens, and technology gateways to provide its clients with integrated tools to enhance and enrich the commerce experience at the POS. System Solutions The company’s system solutions consist of POS electronic payment devices that run its operating systems, security and encryption software, and certified payment software, and that are designed to suit its clients' needs in various environments, including traditional multilane and countertop implementations, self-service and unattended environments, in-vehicle and portable deployments, as well as mobile commerce. The company’s system solutions can process a range of payment types, including signature and personal identification number (PIN) based debit cards, credit cards, near field communications (NFC)/contactless/radio frequency identification cards, smart cards, pre-paid gift and other stored-value cards, electronic bill payment, signature capture and electronic benefits transfer (EBT). The company’s architecture enables multiple value-added applications, including third-party applications, such as gift card and loyalty card programs, healthcare insurance eligibility, and time and attendance tracking, and allows these services to reside on the same system without requiring recertification upon the addition of new applications. Countertop and PIN pads The company’s countertop solutions accept various payment options, including contactless, NFC, mobile wallets, and Europay, MasterCard and Visa (EMV), and support a range of applications, such as pre-paid products, including gift cards and loyalty programs. The company’s supplies secure PIN pads that support credit and debit card, EBT, EMV, and other PIN-based transactions, and include multiple connectivity options and NFC capability. Its countertop solutions support a range of certified applications that are either built into electronic payment systems or connect to electronic cash registers (ECRs), and POS systems. Multimedia The company’s multimedia consumer facing POS devices, such as those offered under its MX solutions brand, are designed to allow merchants, particularly in the multi-lane retail environment, to engage in direct consumer interaction through customized multimedia content, in-store promotions, digital offers, and other value-added services using a POS device, to enrich the customer experience while enabling new merchant revenue opportunities. Portable and Mobile The company’s portable payment devices consist of small, portable, handheld devices that enable merchants to accept electronic payments wherever wireless connectivity is available, and its mobile solutions offer mobile payment capabilities for all segments of the mobile POS, or mPOS, environment, from large retail
verifone systems inc (PAY:New York)
88 West Plumeria Drive
San Jose, CA 95134
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