capabilities; and credit and debit programs targeted for small businesses. Payment Innovations: The continued adoption of mobile devices has resulted in the ongoing convergence of the physical and digital worlds, where consumers are seeking to use their payment accounts to pay when, where and how they want. Leveraging the company’s global innovations capability, it is developing platforms, products and solutions that take advantage of this convergence and give the company the opportunity to lead the transition to digital payments. The company does this in various ways, such as: Creating Better Shopping and Selling Experiences: The company is focused on offering digital solutions, such as its MasterPass digital payments ecosystem and MasterCard Digital Enablement Service suite, and other products to make shopping and selling experiences safer for both consumers and merchants. The company also offers products that make it easier for merchants to accept payments and expand their customer base, and is developing products and practices to facilitate acceptance through mobile devices. Engaging with New Partners: The company enables consumers to use their smartphones to make digital payments through various active partnerships with mobile leaders and large digital companies worldwide. Through the company’s Open API Services, developers could create applications using financial and data services offered through the MasterCard Developer Zone. Facilitating Money Transfers and Personal Payments: The company provides money transfer and global remittance solutions to enable its customers to facilitate consumers sending and receiving money domestically and internationally. The company continues to improve its personal payments platforms, providing financial institutions connected to its network with additional opportunities for their customers to send funds domestically and internationally. The company also focuses on developing the future of payments and delivering additional consumer shopping safety and convenience through MasterCard Labs, its global innovation and development arm. The company’s efforts include incubating various ideas and hosting thought-leadership events to spur the next generation of payment products. Safety and Security The company offers products and services to prevent, detect and respond to fraud and to ensure the safety of transactions made on MasterCard products. The company works with issuers, merchants and governments to help develop standards for safe and secure transactions for the global payments system. The company has worked with its financial institution customers to provide products to consumers worldwide. The company’s products and solutions include Internet authentication/verification solutions that leverage biometrics; services assisting customers, merchants and third-party service providers in protecting against attacks and subsequent account data compromises; and fraud detection and management products and services. Value-Added Solutions MasterCard Advisors: MasterCard Advisors is the company’s global professional services group that provides proprietary analysis, data-driven consulting and marketing services solutions to help clients optimize, streamline and improve their businesses, as well as deliver value to consumers. The company’s information services group provides a suite of data analytics and products (including reports, benchmarks, models and insights) that enable its customers to make business decisions. The managed services group provides solutions to enable data-driven acquisition of accounts, activation of portfolios, conversion of cards, marketing promotions activities and other customer management services. Loyalty and Rewards Solutions: The company provides a rewards platform that enables issuers to provide consumers with various benefits and services, such as personalized offers and rewards, access to a global airline lounge network, global and local concierge services, individual insurance coverages, emergency card replacement, emergency cash advance services and a 24-hour cardholder service center. For merchants, the company provides targe
mastercard inc-class a
(M4I:German Stock Exchange)
2000 Purchase Street
Purchase, NY 10577
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