Habersham Bancorp operates as the bank holding company for Habersham Bank that provides commercial banking services to businesses and individuals in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall Counties in Georgia. Branches The company’s main office is located in Cornelia, Georgia, and it has 9 branch offices in Georgia. Operations The company provides checking and savings accounts, various types of time deposits, safe deposit facilities and individual retirement accounts. It also makes secured and unsecured loans and provides other financial services to its customers. The company provides commercial, financial and agricultural loans; real estate- construction loans; real estate - mortgage loans; and installment loans. The company offers a range of trust services, including trust administration, asset management services, estate and would probate and administration, and other services in the area of personal trusts. Investment Portfolio As of December 31, 2009, the company’s investment portfolio included securities of U.S. government-sponsored enterprises; mortgage-backed securities; state and political subdivisions; and other investments. Dispositions In 2009, the company sold its subsidiary, Advantage Insurers, Inc., a property, casualty and life insurance agency. History Habersham Bancorp was founded in 1904.
habersham bancorp (HABC:OTC US)
Historic Highway 441 North
PO Box 1980
Cornelia, GA 30531
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