Societe Generale Group provides various financial products and services worldwide. Divisions The company operates in three divisions, including French Retail Banking; International Retail Banking, Financial Services and Insurance; and Corporate and Investment Banking, Private Banking, Asset Management, and Securities Services. French Retail Banking The company’s French Retail Banking networks offer a range of products and services suited to the needs of a diversified base of 10.7 million individual customers and approximately 624,000 professional and business customers (excluding associations, financial institutions and local authorities). The company distributes insurance products from Sogecap and Sogessur, subsidiaries operating within the International Retail Banking & Financial Services division. French Retail Banking consists of the Societe Generale, Credit du Nord and Boursorama brands. Each offers a range of financial services with multi-channel products that are on the cutting edge of digital innovation. The Societe Generale Network offers solutions suited to the needs of its 8.0 million individual customers and 466,000 professional customers, associations and business customers. Credit du Nord Group consists of eight regional banks (Courtois, Kolb, Laydernier, Nuger, Rhone-Alpes, Tarneaud, Credit du Nord and Societe Marseillaise de Credit) and a brokerage firm (Gilbert Dupont). Boursorama is an online broker in Europe, with approximately 5.5 million orders executed at 31 December 2013, approximately 500,000 customers in France. Boursorama Group offers a range of banking products and services based on four pillars: simplicity (opening an account in just a few clicks), innovation (exclusive tools to simplify money management, such as MoneyCenter, a free account consolidation and management service, including accounts with various banks, launched in France in 2010), transparency (free debit card and 15 types of no-fee transactions), and quality (advisors available until 10 p.m. and secure transactions). Boursorama operates in four countries, including France, Germany, the United Kingdom and Spain. Part of the French Networks, global transaction and payment services (GTPS) is the payment specialist of Societe Generale serving the company and its distribution networks. Operating in France and in 25 countries, GTPS targets all types of customers: individuals, associations, professionals, businesses and financial institutions. Global transaction banking offers a range of services to business customers in France and abroad seeking assistance in managing flows (sales and banking) and payments. This range encompasses cash management; trade; correspondent banking; factoring; and foreign exchange services. Global payment services is in charge of internal provider services, which covers the development of payment and cash management products, banking solution engineering (management of projects and developments in the processing system), flow management and transaction processing. International Retail Banking, Financial Services and Insurance International Retail Banking combines the international banking networks and consumer finance activities. The universal banking offer has thus been expanded to include multi-product financing solutions for individual customers and partner businesses: car loans available at dealerships and in-store financing, direct financial solutions for individual customers (through point-of-sale networks, business introducers or by using customer prospect databases). The International Retail Banking networks are forging ahead with their growth policy and holds positions in their various regions of operation, such as Europe, Russia, the Mediterranean Basin and Sub-Saharan Africa. Financial Services to corporates and insurance comprises a set of business lines able to meet the specific needs of individual, professional and business customers alike in France and abroad. It offers insurance solutions (Societe Generale Insurance), financing and management solutions for automobile fleets (ALD Automotive), and vendor and equipment financing solutions for professionals (
societe generale sa (GLE:EN Paris)
29, Boulevard Haussmann
Phone: 33 1 42 14 20 00
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