Bloomberg Anywhere Remote Login Bloomberg Terminal Demo Request


Connecting decision makers to a dynamic network of information, people and ideas, Bloomberg quickly and accurately delivers business and financial information, news and insight around the world.


Financial Products

Enterprise Products


Customer Support

  • Americas

    +1 212 318 2000

  • Europe, Middle East, & Africa

    +44 20 7330 7500

  • Asia Pacific

    +65 6212 1000


Industry Products

Media Services

Follow Us

Last $3.36 USD
Change Today 0.00 / 0.00%
Volume 0.0
FMD On Other Exchanges
As of 8:04 PM 10/6/15 All times are local (Market data is delayed by at least 15 minutes).
text size: T | T
Back to Snapshot
Company Description

Contact Info

1 Cabot Road

Suite 200

Medford, MA 02155

United States

Phone: 800 895 4283


The First Marblehead Corporation, a specialty finance company, focuses on the education financing marketplace in the United States. The company offers its clients the opportunity to outsource key components of their education financing programs through various product and service offerings, including loan origination, tuition and refund management, loan processing and disbursement and portfolio management services. Primarily, the company designs, develops, and manages loan programs on behalf of its lender clients for undergraduate and graduate students and for college graduates seeking to refinance private education loan obligations. The company offers an integrated suite of services through its Monogram loan product service platform, which the company refers to as its Monogram platform. The company partners with lenders to design and administer education loan programs through its Monogram platform, which are typically school-certified. These programs are designed to be marketed through educational institutions or to prospective borrowers and their families directly and to generate portfolios intended to be held by the originating lender or financed in the capital markets. The company might provide credit enhancements for a Monogram-based program by funding participation interest accounts, which the company refers to as participation accounts, to serve as a first-loss reserve for defaulted program loans. In consideration for funding participation accounts, the company is entitled to receive a share of the interest income generated on the loans. Monogram Platform The company’s Monogram platform integrates its program design, marketing support, loan origination and portfolio management service offerings. It enables lenders to offer consumers education loans with competitive terms and clear pricing alternatives, with product options based on the credit profiles of qualified applicants. Primarily, a lender could customize the range of loan terms offered to their qualified applicants, such as repayment options, repayment terms and borrower pricing. The company offers the following integrated suite of services through its Monogram platform or as stand-alone services tailored for its clients’ specific needs: Program Design: At the core of the company’s Monogram platform resides approximately 20 years of education loan performance data that the company has used to create a suite of proprietary risk models, including proprietary underwriting, fraud and collectability scorecards. The company helps lender clients design their education loan programs and customize each program for its lender clients to satisfy their particular needs. Marketing Support: As part of the company’s Monogram platform, it could provide marketing support services for a fee based on loan volume disbursed, depending on the level of services provided to each client. Loan Origination: As part of the company’s Monogram platform, it offers loan origination services for a fee based on loan volume disbursed. The company has developed proprietary processing platforms, applications and infrastructure, supplemented by customized vendor solutions, for use in providing loan processing services. The company provides online resources and a staff of customer service personnel who understand the terms of its clients’ education loan programs and the financial aid process as a whole. In addition to a customer service function, the company could provide personnel to respond to requests for loan materials and loan applications. In performing the company’s loan origination services, it is required to comply with applicable laws and regulations relating to loan documentation, disclosure and processing, including consumer protection disclosures. The company is also responsible for maintaining processes and systems that properly execute the lenders’ origination requirements and administer their credit agreement templates and required disclosures. In addition, the company might deliver each lender’s privacy policy and prepare and deliver disclosures required by the Truth-in-Lending Act, as well as various state law disclosures, to borrowers. The company


Stock Quotes

Market data is delayed at least 15 minutes.

Company Lookup
Recently Viewed
FMD:US $3.36 USD 0.00

FMD Competitors

Market data is delayed at least 15 minutes.

Company Last Change
Cardtronics Inc $33.96 USD +0.23
Cash America International Inc $28.62 USD +0.15
First Cash Financial Services Inc $42.14 USD +1.30
Green Dot Corp $17.93 USD +0.07
World Acceptance Corp $29.44 USD +0.10
View Industry Companies

Industry Analysis


Industry Average

Valuation FMD Industry Range
Price/Earnings NM Not Meaningful
Price/Sales 0.8x
Price/Book 0.4x
Price/Cash Flow NM Not Meaningful
TEV/Sales NM Not Meaningful

Sponsored Financial Commentaries

Sponsored Links

Report Data Issue

To contact FIRST MARBLEHEAD CORP/THE, please visit Company data is provided by Capital IQ. Please use this form to report any data issues.

Please enter your information in the following field(s):
Update Needed*

All data changes require verification from public sources. Please include the correct value or values and a source where we can verify.

Your requested update has been submitted

Our data partners will research the update request and update the information on this page if necessary. Research and follow-up could take several weeks. If you have questions, you can contact them at