Fiserv, Inc. provides financial services technology worldwide. The company provides account processing systems; electronic payments processing products and services, such as electronic bill payment and presentment services, card-based transaction processing and network services, ACH transaction processing, account-to-account transfers, and person-to-person payments; Internet and mobile banking systems; and related services, including document and payment card production and distribution, check processing and imaging, source capture systems, and lending and risk management products and services. The company’s operations are principally located in the United States where it operates data and transaction processing centers, provides technology support, develops software and payment solutions, and offers consulting services. The company also owns a 49% interest in StoneRiver Group, L.P. Segments The company’s operations are reported in the Payments and Industry Products (Payments) and Financial Institution Services (Financial) business segments. Payments segment This segment provides financial institutions and other companies with the products and services required to process electronic payment transactions and to offer their customers access to financial services and transaction capability through digital channels. Within the Payments segment, the company primarily provides debit and credit card processing and services, electronic bill payment and presentment services, Internet and mobile banking software and services, person-to-person payment services, and other electronic payments software and services. The company’s businesses in this segment also provide card and print personalization services, investment account processing services for separately managed accounts, and fraud and risk management products and services. The company’s solutions in the Payments segment comprise: Electronic Payments The company’s electronic payments business includes electronic bill payment and presentment services and other electronic payment services for businesses and consumers, such as person-to-person payments, account-to-account transfers, account opening and funding, and small business invoicing and payments. The company’s principal electronic bill payment and presentment product, CheckFree RXP, allows the company’s clients’ customers to manage household bills through an online tool; to view billing and payment information; to pay and manage all of their bills in one place; for certain billers, to experience speed comparable to payment at a biller’s site through same-day bill payment; and to make convenient next-day payments to many of the companies with which they do business. The company’s person-to-person payments solution, Popmoney, allows consumers a way to send and receive money while offering financial institutions the opportunity to generate new transaction-based revenue, attract new accounts and increase loyalty among existing customers. Popmoney Instant Payments extends the functionality of the Popmoney personal payment service by enabling near real-time exchange of funds. Popmoney could be accessed through the www.popmoney.com Website, the company’s mobile applications for iPhone and Android, or the Websites and mobile banking applications of participating financial institutions. As of December 31, 2015, approximately 2,400 financial institutions agreed to offer the company’s person-to-person payments services to their customers. Digital Channels The company’s principal online consumer and business banking products for larger financial institutions are Corillian Online and Corillian Business Online. Corillian Online and Corillian Business Online support multiple lines of banking businesses and have been designed to meet the evolving needs of its clients. This structure enables the company’s clients to deploy new services by adding and integrating applications, such as electronic bill payment, person-to-person payments and personal financial management tools, to any Internet connected point-of-presence. The company provides the advanced capabilities of Corillian Online as an outsourced service
fiserv inc (FIV:Munich Stock Exchange)
255 Fiserv Drive
Brookfield, WI 53045
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