DnB NOR ASA provides financial services in Norway. The company’s operations include Corporate Banking, Retail Banking, Markets, Life and Pension, and Asset Management units. Retail Banking The company’s Retail Banking unit offers retail banking services to private individual customers, including different types of accounts. In Retail Banking the company’ network comprises 268 DnB NOR branches, 18 Nordlandsbanken branches and 37 Postbanken branches. The company provides Investment Advisory Services, which includes private banking, investment centres and external distribution. Corporate Banking Corporate Banking serves corporates, shipping clients and small and medium-sized companies in Norway. This unit offers various services in the corporate market and public sector, including leasing, rentals, fleet management, corporate loans, and factoring. DnB NOR’s international network comprises six branches. In corporate finance and foreign exchange and interest rate instruments, Corporate Banking offers a various financial products and services. The company’s operations in Norway are organized in five customer divisions and also include the subsidiaries DnB NOR Finans, DnB NOR Næringsmegling and DnB NOR Hypotek and Nordlandsbanken’s activities in the corporate market. DnB NOR provides services to Norwegian and international shipping and offshore clients from offices in Oslo, Bergen, London, New York and Singapore. Through the establishment of DnB NOR Markets Inc. in the United States, DnB NOR offers investment banking services, including merger and acquisition advisory services, to international clients, particularly in the shipping and energy sectors. DnB NOR Finans is a finance company in Norway, offers various services in the corporate market and public sector, including leasing, rentals, fleet management, corporate loans and factoring. Markets DnB NOR provides capital markets operation in Norway. The Markets business area includes DnB NOR's securities and investment services. The business area focuses on customer activity, while trading for own account would be limited and adapted to core activities. Its key products include foreign exchange and interest rate products, securities and other investment products, debt and equity financing, research and advisory services, as well as custodial and other securities services. Life and Pension DnB NOR provides life insurance and unit linked products in Norway. The business area Life Insurance and Pensions in DnB NOR comprises Vital Forsikring ASA, including subsidiaries and the sister company Vital Link AS, as well as Gjensidige NOR Spareforsikring, including subsidiaries. Life Insurance and Pensions is divided into divisions for corporate clients, retail clients and the public sector. The business area offers individual and group pensions to businesses, adapted to customer needs for defined-benefit, defined-contribution and single premium pension schemes. In the retail market, long-term savings alternatives are offered in the form of individual pension agreements and annuities. Life Insurance and Pensions also sells the savings products of other units in the DnB NOR Group, including investment funds from DnB NOR Asset Management, and equity-linked bonds from DnB NOR Markets. Other products include group life, endowment and personal insurance. Asset Management DnB NOR provides of mutual funds and discretionary asset management services in Norway. Asset Management serves the Norwegian and Swedish savings markets, offering domestic and international asset management services. Its operations are carried out under the brand names DnB NOR Asset Management in the Norwegian institutional market and DnB Investor and Avanse Forvaltning in the Norwegian retail market. The Asset Management services include investment fund and discretionary portfolio management. History DnB NOR ASA was formed through the merger between DnB Holding ASA and Gjensidige NOR ASA in December 2003.
dnb asa (DNB:Oslo)
Dronning Eufemias gate 30
Phone: 47 91 50 30 00
Fax: 47 24 02 53 00www.dnb.no
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