BSAC On Other Exchanges
New York
Sant. Comerc
text size: T | T
Back to Snapshot
Company Description

Contact Info

Bandera 140

20th Floor



Phone: 56 2 320 2000


Banco Santander-Chile provides a range of commercial and retail banking services to its customers. The company’s services include Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts and credit lines and various retail banking services, including mortgage financing. In addition to the company’s traditional banking operations, it offers various financial services, including financial leasing, financial advisory services, mutual fund management, securities brokerage, insurance brokerage, and investment management. The company has 471 total branches, 276 of which are operated under the Santander brand name, with the remaining branches under certain specialty brand names, including 67 under the Santander Banefe brand name, 53 under the Select brand name, 8 specialized branches for the Middle Market, and 67 as auxiliary and payment centers. The company provides a range of financial services to corporate and individual customers. Segments The company’s segments include Retail banking, Middle-market, and Global Corporate Banking. Retail Banking This segment consists of individuals and small to middle-sized entities (SMEs). This segment gives customers various services, including consumer loans, credit cards, auto loans, commercial loans, foreign exchange, mortgage loans, debit cards, checking accounts, savings products, mutual funds, stock brokerage, and insurance brokerage. Additionally, the SME clients are offered government-guaranteed loans, leasing and factoring. Middle-market This segment serves companies and large corporations with annual sales exceeding Ch$2,000 million (US$2.8 million). It serves institutions, such as universities, government entities, local and regional governments and companies engaged in the real estate industry who carry out projects to sell properties to third parties and annual sales exceeding Ch$800 million (US$1.1million) with no upper limit. The companies within this segment have access to many products, including commercial loans, leasing, factoring, foreign trade, credit cards, mortgage loans, checking accounts, transactional services, treasury services, financial consulting, savings products, mutual funds, and insurance brokerage. Also companies in the real estate industry are offered specialized services to finance projects, chiefly residential, with the aim of expanding sales of mortgage loans. Global Corporate Banking This segment consists of foreign and domestic multinational companies with sales approximately Ch$10,000 million. The companies within this segment have access to many products, including commercial loans, leasing, factoring, foreign trade, credit cards, mortgage loans, checking accounts, transactional services, treasury services, financial consulting, investments, savings products, mutual funds and insurance brokerage. This segment also consists of a Treasury Division, which provides financial products, mainly to companies in the Middle-market segment and Global Corporate Banking. These include products, such as short-term financing and fund raising, brokerage services, derivatives, securitization and other tailor-made products. The Treasury Division might broker transactions and also manages its investment portfolio. Competition The company competes with other private sector Chilean and non-Chilean banks, with Banco del Estado de Chile. Regulation The company, as a foreign private issuer whose securities are registered under the U.S. Securities Exchange Act of 1934, is subject to the U.S. Foreign Corrupt Practices Act (the FCPA). It is subject to various U.S. anti-money laundering and anti-terrorist financing laws and regulations, such as the Bank Secrecy Act of 1970, as amended, and the USA PATRIOT ACT of 2001, as amended, and a violation of such laws and regulations may result in substantial penalties, fines and imprisonment of its officers and/or directors. History Banco Santander-Chile was founded in 1977.


The information and data displayed in this profile are created and managed by S&P Global Market Intelligence, a division of S&P Global. does not create or control the content.

Stock Quotes

Market data is delayed at least 15 minutes.

Company Lookup

BSAC Competitors

Market data is delayed at least 15 minutes.

Company Last Change
No competitor information is available for BSAC.
View Industry Companies

Industry Analysis


Industry Average

Valuation BSAC Industry Range
Price/Earnings 14.5x
Price/Sales 5.1x
Price/Book 2.4x
Price/Cash Flow 14.5x
TEV/Sales NM Not Meaningful

Sponsored Financial Commentaries

Sponsored Links

Request Profile Update

Only a company representative may request an update for the company profile. Documentation will be required.

To contact BANCO SANTANDER-CHILE-ADR, please visit Company data is provided by S&P Global Market Intelligence. Please use this form to report any data issues.

Please enter your information in the following field(s):
Update Needed*

All data changes require verification from public sources. Please include the correct value or values and a source where we can verify.

Your requested update has been submitted

Our data partners will research the update request and update the information on this page if necessary. Research and follow-up could take several weeks. If you have questions, you can contact them at