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Last $50.52 USD
Change Today -1.93 / -3.68%
Volume 18.8M
As of 6:40 PM 02/11/16 All times are local (Market data is delayed by at least 15 minutes).
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Company Description

Contact Info

175 Water Street

New York, NY 10038

United States

Phone: 212-770-7000


American International Group, Inc. operates as an insurance company worldwide. The company provides a range of property casualty insurance, life insurance, retirement products, mortgage insurance, and other financial services to customers in approximately 100 countries and jurisdictions. The company’s offerings include products and services that help businesses and individuals protect their assets, manage risks, and provide for retirement security. Segments The company’s segments include Commercial Insurance and Consumer Insurance. Commercial Insurance segment This segment provides insurance products and services for commercial and institutional customers. This segment includes a property casualty network, a major mortgage guaranty insurer, and an institutional retirement and savings business. This segment offers a range of products to customers through a multichannel distribution network. This segment has three segments: Property Casualty, Mortgage Guaranty, and Institutional Markets. Property Casualty Product Lines Property Casualty conducts its business primarily through the company’s Non-Life Insurance Companies, which include National Union Fire Insurance Company (National Union); American Home Assurance Company (American Home); Lexington Insurance Company (Lexington); Fuji Fire and Marine Insurance Company Limited (Fuji Fire); American Home Assurance Company, Ltd. (American Home Japan); AIG Asia Pacific Insurance, Pte, Ltd.; and AIG Europe Limited. Property Casualty products are primarily distributed through a network of independent retail and wholesale brokers, and through an independent agency network. Casualty: Products include general liability, commercial automobile liability, workers’ compensation, excess casualty, and crisis management insurance products. Casualty also includes risk management and other customized structured programs for large corporate and multinational customers. Property: Products include commercial, industrial, and energy-related property insurance products and services that cover exposures to man-made and natural disasters, including business interruption. Specialty: Products include aerospace, environmental, political risk, trade credit, surety and marine insurance products, and various small and medium sized enterprises insurance lines. Financial: Products include professional liability insurance for a range of businesses and risks, including directors and officers liability, fidelity, employment practices, fiduciary liability, cybersecurity risk, kidnap and ransom, and errors and omissions insurance. Mortgage Guaranty Product Lines Mortgage Guaranty: Mortgage insurance protects mortgage investors against the increased risk of borrower default related to high loan-to-value mortgages. Mortgage Guaranty conducts its business primarily through United Guaranty Residential Insurance Company. Mortgage Guaranty products and services are distributed to a range of mortgage originators, including national mortgage, community, and money center banks, as well as through builder-owned, regional mortgage and Internet-sourced lender and credit unions. Mortgage Guaranty competes with the Federal Housing Administration. Institutional Markets Product Lines Institutional Markets: Products primarily include stable value wrap products, structured settlement and terminal funding annuities, high net worth products, corporate- and bank-owned life insurance and guaranteed investment contracts. Institutional Markets conducts its business primarily through the company’s Life Insurance Companies, which include American General Life Insurance Company; The Variable Annuity Life Insurance Company (VALIC); and The United States Life Insurance Company. Institutional Markets products are primarily distributed through specialized marketing and consulting firms and structured settlement brokers. Business Strategy The company’s business strategy is to strive to be its customers’ most valued insurer by offering innovative products, superior service and access to an extensive global network; improve its higher-value businesses while investing in transformative opportu


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