Last €60.28 EUR
Change Today -0.89 / -1.45%
Volume 167.0
As of 1:35 PM 04/29/16 All times are local (Market data is delayed by at least 15 minutes).
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Company Description

Contact Info

1932 Wynnton Road

Columbus, GA 31999

United States

Phone: 706-323-3431


Aflac Incorporated, together with its subsidiaries, sells supplemental health and life insurance in the United States and Japan. The company’s supplemental health and life insurance is marketed and administered through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), which operates in the United States (Aflac U.S.) and as a branch in Japan (Aflac Japan). Aflac U.S. markets and administers group products through Continental American Insurance Company (CAIC), branded as Aflac Group Insurance. The company’s insurance operations in the United States and its branch in Japan service the two markets for its insurance business. The company offers voluntary insurance policies in Japan and the United States that provide a layer of financial protection against income and asset loss. Aflac Japan sells voluntary supplemental insurance products, including cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans and annuities. Aflac U.S. sells voluntary supplemental insurance products, including products designed to protect individuals from depletion of assets (accident, cancer, critical illness/ care, hospital intensive care, hospital indemnity, fixed-benefit dental, and vision care plans) and loss-of-income products (life and short-term disability plans). The company is authorized to conduct insurance business in all 50 states, the District of Columbia, U.S. territories, and Japan. Insurance Products – Japan Aflac Japan's insurance products are designed to help consumers pay for medical and nonmedical costs that are not reimbursed under Japan's national health insurance system. Some of the life products that the company offers in Japan provide death benefits and cash surrender values. These products are available as stand-alone policies and riders. Some plans, such as its WAYS product, have features that allow policyholders to convert a portion of their life insurance to medical, nursing care, or fixed annuity benefits at a predetermined age. The company’s child endowment product offers a death benefit until a child reaches age 18. It also pays a lump-sum benefit at the time of the child's entry into high school, as well as an educational annuity for each of the four years during his or her college education. Insurance Products - U.S. The company designs its U.S. insurance products to provide supplemental coverage for people who already have major medical or primary insurance coverage. Most of its U.S. policies are individually underwritten and marketed through independent agents. Additionally, the company markets and administers group insurance products. The company’s individually issued policies are portable and pay benefits regardless of other insurance. Most products' benefits are paid in cash directly to policyholders. The company’s individually issued health insurance plans are guaranteed-renewable for the lifetime of the policyholder (to age 75 for short-term disability policies). The company’s group insurance policies are underwritten on a group basis and often have some element of guaranteed issue. Aflac U.S. offers accident coverage on both an individual and group basis. These policies are designed to protect against losses resulting from accidents. The accident portion of the policy includes lump-sum benefits for accidental death, dismemberment and specific injuries, as well as fixed benefits for hospital confinement. In addition, other benefits such as short-term disability are available as riders. Aflac U.S. offers short-term disability benefits on both an individual and group basis. In 2013, the company introduced a completely redesigned group short-term disability product with enhanced benefit options and higher income replacement amounts. In 2014, this group short-term disability product was introduced in additional states, formally completing the active launch of the product to the U.S. market. Aflac U.S. offers coverage for critical illnesses on both an individual and group basis. These policies are designed to protect against losses resulting from critical illnesses, such as

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