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Last $62.71 USD
Change Today -0.18 / -0.29%
Volume 2.9M
AFL On Other Exchanges
New York
As of 8:04 PM 05/22/15 All times are local (Market data is delayed by at least 15 minutes).
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Company Description

Contact Info

1932 Wynnton Road

Columbus, GA 31999

United States

Phone: 706-323-3431


Aflac Incorporated, through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), markets and administers supplemental health and life insurance. Aflac operates in the United States (Aflac U.S.) and as a branch in Japan (Aflac Japan). Majority of the company’s policies are individually underwritten and marketed through independent agents. Aflac U.S. markets and administers group products through Continental American Insurance Company, branded as Aflac Group Insurance. The company’s insurance operations in the United States and its branch in Japan service the two markets for its insurance business. The company is authorized to conduct insurance business in all 50 states, the District of Columbia, various U.S. territories, and Japan. Aflac offers voluntary insurance policies in Japan and the United States that provide a layer of financial protection against income and asset loss. The company continues to diversify its product offerings in both Japan and the United States. Aflac Japan sells voluntary supplemental insurance products, including cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans, and annuities. Aflac U.S. sells voluntary supplemental insurance products, including products designed to protect individuals from depletion of assets (accident, cancer, critical illness/ critical care, hospital intensive care, hospital indemnity, fixed-benefit dental, and vision care plans) and loss-of-income products (life and short-term disability plans). Insurance Products – Japan Aflac Japan's insurance products are designed to help consumers pay for medical and nonmedical costs that are not reimbursed under Japan's national health insurance system. Aflac Japan's product portfolio has expanded beyond traditional health-related products to include various life products. Some of the life products that the company offers in Japan provide death benefits and cash surrender values. These products are available as policies and riders. Some plans, such as the company’s WAYS product, have features that allow policyholders to convert a portion of their life insurance to medical, nursing care, or fixed annuity benefits at a predetermined age. Its child endowment product offers a death benefit until a child reaches age 18. It also pays a lump-sum benefit at the time of the child's entry into high school, as well as an educational annuity for each of the four years during his or her college education. The company offers EVER, a whole-life medical product, which offers a basic level of hospitalization coverage with a premium. It has expanded its suite of EVER product offerings to appeal to specific types of Japanese consumers. New EVER offers improved surgical benefits and gender-specific premium rates. An upgrade to its New EVER product included advanced medical treatment options than its predecessor. The new upgrade to its New EVER product, released in 2013, introduced outpatient coverage prior to hospitalization and improved coverage for short-term hospitalization with premium levels to attract a younger generation of consumers, an area in which the company is underpenetrated. Gentle EVER, its non-standard medical product, is designed to meet the needs of certain consumers who cannot qualify for its base EVER plan. The new upgrade to its Gentle EVER product includes expanded benefits and a newly attached advanced medical care rider. The cancer insurance plans that the company offers in Japan provide a lump-sum benefit upon initial diagnosis of internal cancer and benefits for treatment received due to internal cancer, such as fixed daily benefits for hospitalization, outpatient services and convalescent care, and surgical and terminal care benefits. Its newest cancer policy, DAYS, and a bridge policy, DAYS PLUS, which upgraded older cancer policies, have improvements to reflect changes in cancer treatment. The company also offers traditional fixed-income annuities and care policies. Insurance Products - U.S. The company designs its U.S. insurance products to provide supplemental coverage for people who alrea


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