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Last €108.74 EUR
Change Today +0.017 / 0.02%
Volume 56.0
AEX On Other Exchanges
New York
As of 12:53 PM 12/1/15 All times are local (Market data is delayed by at least 15 minutes).
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Company Description

Contact Info

Baerengasse 32

Zurich, 8001


Phone: 41 43 456 76 00


ACE Limited, through its subsidiaries, operates as an insurance and reinsurance company worldwide. The company offers commercial insurance products and service offerings, such as risk management programs, loss control and engineering and complex claims management. It provides specialized insurance products ranging from Directors & Officers (D&O) and professional liability to various specialty-casualty and umbrella and excess casualty lines to niche areas, such as aviation and energy. It also offers personal lines insurance coverage, including homeowners, automobile, valuables, umbrella liability, and recreational marine products. Segments The company operates through five business segments: Insurance – North American P&C; Insurance – North American Agriculture; Insurance – Overseas General; Global Reinsurance; and Life. Insurance – North American P&C This segment comprises operations in the U.S., Canada, and Bermuda. This segment includes the company’s retail divisions, such as ACE USA (including ACE Canada), ACE Commercial Risk Services, and ACE Private Risk Services; wholesale and specialty divisions, such as ACE Westchester and ACE Bermuda; and various run-off operations, including Brandywine Holdings Corporation (Brandywine). Products and Distribution ACE USA, this segment's major operation, provides a range of traditional and specialty P&C, A&H, and risk management products and services to a group of North American commercial and non-commercial enterprises and consumers. ACE USA distributes its insurance products primarily through various retail brokers. In addition to using brokers, certain products are also distributed through general agents, independent agents, managing general agents (MGA), managing general underwriters, alliances, affinity groups, and direct marketing operations. Products and services offered include property, general liability, umbrella and excess liability, workers' compensation, commercial marine, automobile liability, professional lines D&O and errors and omissions (E&O), surety, medical liability, environmental, inland marine, aerospace, and A&H coverages, as well as claims and risk management products and services. ACE USA's on-going operations are organized into various business units each offering specialized products and services targeted at specific niche markets: ACE Risk Management offers a range of customized casualty products designed to help mid-size to large insureds, including national accounts, address the significant costs of financing and managing risk for workers’ compensation, general liability and automobile liability coverages. Within ACE Risk Management, ACE Financial Solutions (AFS) underwrites assumed loss portfolio transfer (LPT) contracts in which insured loss events have occurred prior to the inception of the contract. AFS LPTs involve sufficient risk transfer to be accounted for as insurance contracts. LPT contracts could cause variances to premiums, losses and loss expenses, and expense ratios in the periods in which they are written. ACE Foreign Casualty provides products, which insure specific global operating risks of the U.S.-based multinational companies and include deductible programs, captive programs, and paid or incurred loss retrospective plans for the U.S.-based insured's foreign operations. ACE North America Property & Specialty Lines provide products and services, including primary, quota share and excess all-risk insurance, risk management programs and services, commercial and inland marine products, and aerospace products. ACE Casualty Risk key coverages include umbrella and excess liability, environmental risk, and casualty programs for commercial construction related projects. ACE Professional Risk provides management liability and professional liability (D&O and E&O) products. ACE Surety offers various surety products and specializes in underwriting both commercial and contract bonds and has the capacity for bond issuance on an international basis. ACE Canada (ACE USA's Canadian operations) offers a range of P&C products, as well as life and A&H coverages. ACE Accident & Health products include empl


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