Dah Sing Financial Holdings, Ltd., an investment holding company, provides banking, insurance, financial, and other related services in Hong Kong, Macau, and the People’s Republic of China. Segments The company's segments include Personal Banking; Commercial Banking; Treasury; and Insurance Business. Personal Banking Segment The Personal Banking Segment includes the acceptance of deposits from individual customers and the extension of residential mortgage lending, personal loans, overdraft and credit card services, and the provision of insurance sales and investment services. The company's personal banking business serves the retail banking, VIP banking, and private banking segments of Hong Kong and Macau. As of December 31, 2008, the company’s branch network included 48 retail branches in Hong Kong under the name of Dah Sing Bank and MEVAS Bank; 14 branches in Macau under Banco Comercial de Macau; and 1 subsidiary private bank in Guernsey, Channel Islands providing offshore private banking services. Commercial Banking Segment The Commercial Banking Segment includes the acceptance of deposits from and the advance of loans and working capital finance to commercial, industrial and institutional customers, and the provision of trade financing. Its commercial banking activities include trade finance, commercial lending, syndicated lending, equipment finance, and vehicle finance. It also includes hire purchase finance and leasing related to equipment, and vehicle and transport financing. Treasury Segment The Treasury Segment activities are mainly the provision of foreign exchange services and centralized cash management for deposit taking and lending, interest rate risk management, management of investment in securities, and the overall funding of the company. Insurance Segment The Insurance Segment includes the life assurance and general insurance businesses. Through its wholly-owned subsidiaries in Hong Kong and 96% owned subsidiaries in Macau, the company offers various life and general insurance products and services. Its two Macau insurance subsidiaries include Macau Insurance Company Limited and Macau Life Insurance Company Limited.
dah sing financial holdings
Dah Sing Financial Centre
108 Gloucester Road
Phone: 852 2507 8866
Fax: 852 2598 5052www.dahsing.com
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