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November 28, 2015 3:46 AM ET

Consumer Finance

Company Overview of RCI Banque S.A.

Company Overview

RCI Banque S.A. provides financing solutions for retail customers, corporate customers, and dealers in France and internationally. It offers finance for the purchases of new and used vehicle stocks, spare parts, working capital, restructuring loans, etc.; and financing solutions for corporate vehicle fleets of various sizes; and car insurance. The company was formerly known as Renault Credit International S.A. Banque and changed its name to RCI Banque S.A. in November 2001. RCI Banque S.A. is based in Noisy-le-Grand, France. RCI Banque S.A. is a subsidiary of Renault SA.

14, avenue du Pavé Neuf


Noisy-le-Grand,  93168


3,043 Employees


33 1 49 32 80 00

Key Executives for RCI Banque S.A.

Chief Executive Officer and Director
Senior Vice President of Finance, Group Treasurer and Member of Internal Control Committee
Chief Risk Officer, Deputy Chief Executive Officer, Senior Vice President and Company Secretary
Senior Vice President of Accounts & Performance Control and Member of Internal Control Committee
Senior Vice President of Human Resources and Member of Internal Control Committee
Compensation as of Fiscal Year 2015.

RCI Banque S.A. Key Developments

RCI Banque Announces Executive Changes, Effective from January 1, 2016; Creates New Division

RCI Banque announced that it is creating a new division in charge of supervising regions and countries, therefore will also oversee the company's international development. The Group Regions Director will report to the CEO and will join RCI Banque's Executive Committee. The company announced that in order to sustain the growth of the company, as well as to address new digital challenges and to support the development of its new projects, RCI Banque is changing its organizational structure on January 1st, 2016. Gianluca De Ficchy, CEO of RCI Banque, will head this new division on a temporary basis during the first half of 2016. Patrice Cabrier is appointed VP, Chief Digital Officer and remains a member of RCI Banque's Executive Committee. As part of his new functions, he will be responsible for leading the digital transformation of RCI Banque. Umberto Marini is appointed VP, Information Systems and joins RCI Banque's Executive Committee. He will be tasked with carrying out the broad range of IT projects necessary as support to the development and diversification of RCI Banque's activities. Jean-Philippe Vallee is appointed VP, Customers and Operations, and joins RCI Banque's Executive Committee. He will be responsible for coordinating customer and network financing operations as well as credit risk. He will also be responsible for developing expertise in customer data processing. Daniel REBBI is VP, Sales & Marketing since October 2014.

RCI Banque SA Announces the Launch of RCI Bank

RCI Banque SA announced the launch of a UK savings bank called RCI Bank. RCI Bank offers an easy access account called the Freedom Savings Account. The starting balance is GBP 100 and the maximum is GBP 1 million. RCI Banque said customers would face 'no penalties, notice periods, tiered rates, gimmicks or small print'. The plan is to introduce a number of additional products by the end of this year, the statement added.

RCI Banque SA Prices EUR 500 Million Bond

RCI Banque SA announced on Feb. 26, 2015 that it issued a five-year, EUR 500 million bond with a 0.625% coupon. The notes, which mature March 4, 2020, carry a reoffer price of 99.833 and a yield of 0.659%.

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