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October 04, 2015 8:41 PM ET

IT Services

Company Overview of Vesta Corporation

Company Overview

Vesta Corporation provides electronic payment solutions. It offers merchant solutions that include vSafe for Small to Midsize Businesses, a solution for small to midsized digital goods merchants for payments and fraud protection; vSafe for Enterprise, an enterprise class payment services solution for payments management, enterprise fraud prevention, chargeback handling, and indemnify against the risk of fraud loss; and vGuaranteed, a payment solution for online retailers. The company also provides a consumer lending solution, such as DelayPay, a retail installment program that allows prepaid wireless customers to refill their phones and pay the amount in installments. It serves customers in ...

11950 SW Garden Place

Portland, OR 97223-8248

United States

Founded in 1995





Key Executives for Vesta Corporation

Chief Executive Officer, President and Director
Chief Financial Officer
Chief Information Officer and Senior Vice President
Age: 50
Senior Vice President of International
Chief Payments and Product Officer
Compensation as of Fiscal Year 2015.

Vesta Corporation Key Developments

Vesta Corporation Introduces vGuaranteed™ Payment Solution for Online Retailers

Vesta Corporation has introduced the vGuaranteed™ payment solution for online retailers. Built to combat the rising trend of fraud in e-commerce, vGuaranteed is the industry's only revenue-generating payment solution for digital goods, services and subscriptions that are delivered in real time. vGuaranteed protects retailers from the cost of fraudulent purchases by ensuring payment of all accepted CNP transactions and eliminating any liability expenses, including chargebacks and fines. The solution also reduces the burdens of PCI compliance for retailers. Powered by Vesta's proprietary vSafe™ payments platform, vGuaranteed leverages patented fraud detection and prevention to process online payments swiftly and securely. Unlike other solutions that severely limit transaction acceptance to prevent fraud, Vesta's technology delivers a frictionless customer experience proven to increase acceptance, conversion and revenue. vGuaranteed offers simple API integration for a turnkey payments and fraud prevention solution designed specifically for e-commerce. vAdvanced™ builds upon the features of vGuaranteed to add support for multi-channel retailers through a single point of integration, delivering a consistent and optimized customer experience. vUnified™ adds retail POS integration to the vAdvanced feature set to deliver the industry's first, true omni-channel payments solution. It provides retailers with a single view of the customer, their devices, transactions and behaviors across all channels, enabling an integrated business perspective that allows the delivery of relevant offers when and where they are wanted.

Vesta Corporation Announces Launch of vSafe; InComm Utilizes the vSafe

Vesta Corporation announced the launch of vSafe, a new payment gateway that eliminates the cost of transaction fraud for e-commerce and m-commerce merchants. Leveraging Vesta's proprietary and patented fraud technology modeled on over one billion electronic payments, vSafe evaluates orders using business-specific models that maximize real-time transaction acceptance and isolate merchants from transaction fraud. In addition, the quick-to-deploy API features full-service global payment capabilities and data protection features designed to significantly reduce PCI compliance requirements. InComm utilizes the vSafe gateway to power payment portals for many of its major clients.

Vesta Corporation Launches DelayPay Installment Plan for Mobile Operators

Vesta Corporation announced the launch of DelayPay, a retail installment program for wireless refills. The new service enables customers to refill their mobile accounts immediately and pay the amount due over 30 days. Currently live in production as a pilot with a major operator in the U.S., DelayPay is offered to select customers who are paying their mobile bills online. Late payments are a major concern for mobile operators, both in terms of lost revenue and the potential for increased churn. According to payment data based on over one billion mobile transactions processed by Vesta, nearly 25% of prepaid consumers pay after their expiration date each month. DelayPay gives approved consumers a flexible option to manage spending, pay on time and ensure continued phone service. Vesta evaluates each applicant by leveraging extensive knowledge of the prepaid mobile customer base and proprietary risk profiles. Once approved, the customer's wireless account is refilled in real time and the customer pays for the refill in two equal installments over the following 30 days. Consumers are charged a single $5 flat rate charge for each DelayPay.

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