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May 03, 2015 2:32 PM ET

IT Services

Company Overview of Vesta Corporation

Company Overview

Vesta Corporation provides electronic payment solutions. It offers merchant solutions that include vSafe for Small to Midsize Businesses, a solution for small to midsized digital goods merchants for payments and fraud protection; and vSafe for Enterprise, an enterprise class payment services solution for payments management, enterprise fraud prevention, chargeback handling, and indemnify against the risk of fraud loss. The company also provides a consumer lending solution, such as DelayPay, a retail installment program that allows prepaid wireless customers to refill their phones today and pay the amount in two installments. It serves customers in E-Commerce, telecommunications, and financia...

11950 SW Garden Place

Portland, OR 97223-8248

United States

Founded in 1995





Key Executives for Vesta Corporation

Chief Executive Officer, President and Director
Chief Financial Officer
Chief Payments and Product Officer
Senior Vice President and General Manager of Merchant Services
Chief Risk and Data Officer
Compensation as of Fiscal Year 2014.

Vesta Corporation Key Developments

Vesta Corporation Announces Launch of vSafe; InComm Utilizes the vSafe

Vesta Corporation announced the launch of vSafe, a new payment gateway that eliminates the cost of transaction fraud for e-commerce and m-commerce merchants. Leveraging Vesta's proprietary and patented fraud technology modeled on over one billion electronic payments, vSafe evaluates orders using business-specific models that maximize real-time transaction acceptance and isolate merchants from transaction fraud. In addition, the quick-to-deploy API features full-service global payment capabilities and data protection features designed to significantly reduce PCI compliance requirements. InComm utilizes the vSafe gateway to power payment portals for many of its major clients.

Vesta Corporation Launches DelayPay Installment Plan for Mobile Operators

Vesta Corporation announced the launch of DelayPay, a retail installment program for wireless refills. The new service enables customers to refill their mobile accounts immediately and pay the amount due over 30 days. Currently live in production as a pilot with a major operator in the U.S., DelayPay is offered to select customers who are paying their mobile bills online. Late payments are a major concern for mobile operators, both in terms of lost revenue and the potential for increased churn. According to payment data based on over one billion mobile transactions processed by Vesta, nearly 25% of prepaid consumers pay after their expiration date each month. DelayPay gives approved consumers a flexible option to manage spending, pay on time and ensure continued phone service. Vesta evaluates each applicant by leveraging extensive knowledge of the prepaid mobile customer base and proprietary risk profiles. Once approved, the customer's wireless account is refilled in real time and the customer pays for the refill in two equal installments over the following 30 days. Consumers are charged a single $5 flat rate charge for each DelayPay.

Xoom Corporation and Vesta Corporation Announce Partnership for Mobile Wallet Integration

Xoom Corporation and Vesta Corporation announced a partnership to offer international money transfers using mobile devices. The Vesta PayMobile wallet allows users to top-up their prepaid iPhone and Android devices with some of the larger carriers in the US. Through this partnership, the Vesta wallet will also provide subscribers with access to Xoom's money transfer services directly from their smartphone. Through the wallet app built by Vesta, users will be able to sign up for the Xoom service, and send money to friends and family in Latin America, the Philippines, India, Europe, Australia and South Africa from their smartphone.

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