August 18, 2017 9:25 PM ET


Company Overview of Santander Bank, N. A.

Company Overview

Santander Bank, N. A. provides banking products and services. It offers personal checking accounts, savings and money market accounts, certificates of deposit, online and mobile banking, overdrafts, lines of credit, loans, mortgages, investment services, insurance services, and credit cards; and business banking, including basic services, business cash management, business online banking, professional service banking, advanced services, international services, merchant services, and small business borrowing; and corporate commercial banking, specialty banking, real estate banking, lending, international services, capital markets, and treasury management. The company was formerly known as Sov...

75 State Street

5th Floor

Boston, MA 02109

United States

Founded in 1902





Key Executives for Santander Bank, N. A.

Chief Executive Officer
Age: 55
Co-President, MD and Head of Corporate & Commercial Banking
Age: 52
Managing Director of SBNA Technology and Operations
Market President of New Hampshire
Compensation as of Fiscal Year 2017.

Santander Bank, N. A. Key Developments

Santander Bank Announces Executive Appointments

Santander Bank announced that veteran commercial banking executive Robert Rubino has been named Co-President of the Bank and Managing Director, Head of Corporate and Commercial Banking. Santander also announced that Michael Cleary, the Bank's current Head of Consumer and Business Banking, has been appointed Co-President of the Bank. Rubino comes to Santander from Citizens Financial Group where he served as Executive Vice President within the commercial banking division during his 10 year tenure with the company.  There he led Corporate Finance & Capital Markets and was responsible for building and managing Capital Markets, Sales & Trading, Leveraged Finance, Asset Based Lending & Restructuring, Leasing, Sponsor Finance, Strategic Client Acquisition, MidCorporate, Foreign Corporate, Private Equity, Industry Verticals and Global Markets.  He has 29 years of extensive experience in all aspects of commercial banking and a proven track record of delivering significant growth by building new business channels, closing key capability gaps, improving risk management and increasing fee based profits and market share growth. During his time at Citizens, Bob was the architect for building-out the commercial bank, personally creating or restructuring 19 businesses including a top 10 capital markets franchise, commercial broker dealer, stand-alone global markets business and industry banking coverage organization. Bob served as chair of the bank's loan underwriting committee, President and CEO of the bank's commercial broker dealer and was a member of the bank's commercial management and operating committee and joint trusts committee.  Prior to Citizens, Bob served as Executive Vice President at Bank of America in a variety of executive roles including within Bank of America Business Capital US and Europe. Michael Cleary has served as Santander's Head of Consumer and Business Banking since 2015. He has been instrumental in greatly enhancing Santander's sales and service processes, and digital and mobile banking capabilities, improving the customer experience, and developing a culture that focuses on always doing the right thing for customers. Before joining the Bank, Cleary was Group Executive Vice President and Head of U.S. Distribution for Consumer Banking at RBS Citizens Financial Group Inc., where he was a member of the Executive Committee and the Executive Leadership Group. Prior to Citizens, Michael spent 13 years with JPMorgan Chase & Co. in various leadership roles including membership on the JPMorgan Executive Committee, CEO of Business Banking, Chief Marketing Officer for Retail Banking, Chief Operating Officer for Retail Banking, Head of Chase Private Client and President of

Santander Bank to Cut 75 Jobs at its Home Loan Mortgaging Operations

Santander Bank will cut 75 jobs at its home loan mortgaging operations, with the first jobs to be cut in October. The layoff will be for the company's downtown Reading location at Fifth and Penn streets. The bank will lay off the employees as the jobs are being farmed out to a third-party vendor at the end of 2017.

Santander Bank, N.A. Announces Completion and Final Results of Cash Tender Offers for Any and All of its 2.00% Senior Notes Due 2018 & Senior Floating Rate Notes Due 2018

Santander Bank, N.A. (the "Bank"), a wholly-owned subsidiary of Santander Holdings USA Inc. ("SHUSA"), announced the completion and final results of its cash tender offers for any and all of its outstanding (i) 2.00% senior notes due 2018 and (ii) senior floating rate notes due 2018. The Bank has been advised that the aggregate principal amounts specified in the table have been validly tendered and not validly withdrawn pursuant to the offers: The offers were made pursuant to an offer to purchase and a notice of guaranteed delivery, each dated March 22, 2017, which contain detailed information concerning the terms of the offers.  The offers expired at 5:00 p.m., New York City time, on March 28, 2017.  The Bank has accepted for payment all notes validly tendered and not validly withdrawn, and such notes will be paid for on the initial payment date, which is expected to be March 29, 2017. J.P. Morgan Securities LLC and Santander Investment Securities Inc. acted as dealer managers for the offers, and D.F. King & Co. Inc. is serving as the tender agent and information agent.

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