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April 21, 2015 1:01 AM ET


Company Overview of ERGO Versicherungsgruppe AG

Company Overview

ERGO Versicherungsgruppe Aktiengesellschaft is engaged in the insurance business. It offers various insurance products and services, such as life insurance, health insurance, property and casualty insurance, legal protection insurance, direct insurance, travel insurance, and pension products ans services. The company sells its life, and property and casualty insurance products under the ERGO brand. It serves private customers, as well as small and medium-sized businesses, and industrial clients in approximately 30 countries worldwide. The company is based in Düsseldorf, Germany. ERGO Versicherungsgruppe AG operates as a subsidiary of Münchener Rückversicherungs-Gesellschaft Aktiengesellschaf...

Victoriaplatz 2

Düsseldorf,  40198


28,019 Employees


49 211 477 0


49 211 477 1500

Key Executives for ERGO Versicherungsgruppe AG

Chairman of Management Board
Age: 48
Chief Financial Officer and Member of Management Board
Age: 40
Chief Executive Officer of ERGO
Head of International Competence Center Bancassurance
Chief Investment Officer and Member of Management Board
Age: 49
Compensation as of Fiscal Year 2014.

ERGO Versicherungsgruppe AG Key Developments

Ergo Reports Earnings Results for the Year 2014

Ergo reported earnings results for the year 2014. The company posted €5.5 million in annual profits in Lithuania, Latvia and Estonia, up from a mere €0.01 million in 2013. Insurance premiums written in the three Baltic countries rose by 5% year-on-year to €163 million. The group paid out more than €82 million in claims to its Baltic customers.

ERGO Insurance Launches New Betriebs-Rente Garantie Scheme

ERGO Insurance Group has launched ERGO Betriebs-Rente Garantie, or ERGO Company Annuity Guarantee, which provides proven security in terms of payment of premiums and good earnings potential in all periods of interest. Special features include supplementary cover against occupational disability without having to underg o a health assessment. The same premium applies for all job categories. Company pension schemes are an important cornerstone of old-age provision in Germany. The new product makes it easy for companies to implement this right with little effort. The features of the new product include: dynamic investment concept; flexible premiums; variable pension start date; simple switch; new annuity rate concept; range of extension options; and innovative disability cover. The new direct insurance features a balanced mix of guaranteed payments with earnings potential. Customers can benefit from rising interest rates more quickly than with classic direct insurance. The investment concept corresponds to the private annuity insurance 'ERGO Rente Garantie' which was brought onto the market in July 2013. If there is a change in the employee's income or circumstances, the monthly premium can either be increased or reduced. One-off payments such as bonuses or a Christmas handout can also be paid into the ERGO Company Annuity Guarantee - over and above the monthly premium. With the new product, employees can draw a pension once they reach 62 or stay in work until they are 70. This can either be declared as a contributory or non-contributory period.

Ergo insurance group Reports Earnings Results for the Nine Months Ended September 2014; Provides Earnings Guidance for the Year 2014

Ergo insurance group reported earnings results for the nine months ended September 2014. The company reported more than EUR 3.6 million in profits for the first nine months of 2014, which is a 10% growth from the same period last year. The company expects the annual results for 2014 to be even better than the nine-month results.

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