October 19, 2017 2:09 PM ET

Consumer Finance

Company Overview of RCI Banque S.A.

Company Overview

RCI Banque S.A. provides financing, insurance, and service solutions for individuals, retail and corporate customers, and dealers worldwide. It offers finance for buying new and used vehicles stocks, spare parts, working capital, and restructuring loans; savings services; and refinancing and banking transactions, as well as motor insurance. The company was formerly known as Renault Credit International S.A. Banque and changed its name to RCI Banque S.A. in November 2001. RCI Banque S.A. is based in Noisy-le-Grand, France. RCI Banque S.A. is a subsidiary of Renault S.A.S.

14, Avenue du Pavé Neuf


Noisy-le-Grand,  93168


3,200 Employees


33 1 76 88 80 00

Key Executives for RCI Banque S.A.

Chief Executive Officer and Director
Age: 47
Vice President of Finance and Group Treasurer
Vice President of Customers and Operations
Age: 45
Chief Digital Officer, Vice President and Director
Age: 66
Deputy Chief Executive Officer, Chief Risk Officer, Vice President and Company Secretary
Compensation as of Fiscal Year 2017.

RCI Banque S.A. Key Developments

RCI Banque Reports Earnings Results for the First Half Ended June 2016

RCI Banque reported earnings results for the first half ended June 2016. Earnings before tax came to EUR 431 million at end-June 2016, up 1.9%. Net banking income came to EUR 698 million, up 3.4% in the period, driven by a robust increase in financing outstandings, and limited mainly by a negative currency effect and an activity downturn in Latin America.

RCI Banque SA Announces the Change of Chairman

RCI Banque SA appointed Clotilde Delbos chairman of the board of directors, effective April 25, 2016. The moves come as RCI Banque Chairman Dominique Thormann decided to retire from his role.

RCI Banque Announces Executive Changes, Effective from January 1, 2016; Creates New Division

RCI Banque announced that it is creating a new division in charge of supervising regions and countries, therefore will also oversee the company's international development. The Group Regions Director will report to the CEO and will join RCI Banque's Executive Committee. The company announced that in order to sustain the growth of the company, as well as to address new digital challenges and to support the development of its new projects, RCI Banque is changing its organizational structure on January 1st, 2016. Gianluca De Ficchy, CEO of RCI Banque, will head this new division on a temporary basis during the first half of 2016. Patrice Cabrier is appointed VP, Chief Digital Officer and remains a member of RCI Banque's Executive Committee. As part of his new functions, he will be responsible for leading the digital transformation of RCI Banque. Umberto Marini is appointed VP, Information Systems and joins RCI Banque's Executive Committee. He will be tasked with carrying out the broad range of IT projects necessary as support to the development and diversification of RCI Banque's activities. Jean-Philippe Vallee is appointed VP, Customers and Operations, and joins RCI Banque's Executive Committee. He will be responsible for coordinating customer and network financing operations as well as credit risk. He will also be responsible for developing expertise in customer data processing. Daniel REBBI is VP, Sales & Marketing since October 2014.

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