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April 02, 2015 12:57 AM ET

Consumer Finance

Company Overview of Think Finance Inc.

Company Overview

Think Finance Inc. develops financial solutions to meet the needs of underbanked consumers. It offers Presta to purchase electronics and housewares online; to borrow money; and PayDay One to pay bills, avoid bounced checks, and cover unexpected expenses. The company primarily serves teachers, nurses, and craftsmen worldwide. Think Finance Inc. was founded in 2001 and is based in Fort Worth, Texas with an additional office in the United Kingdom.

4150 International Plaza

Suite 400

Fort Worth, TX 76109

United States

Founded in 2001





Key Executives for Think Finance Inc.

Chief Executive Officer
Age: 51
Chief Financial Officer
Age: 43
Chief Risk Officer
Senior Vice President of Loan Operations and Director
Executive Vice President
Compensation as of Fiscal Year 2014.

Think Finance Inc. Key Developments

Think Finance Announces Change of CEO

Think Finance announced a restructuring of its business, resulting in the spinoff of a new independent company called Elevate. Under the restructuring, Think Finance will spin off its portfolio of branded consumer lending products, including RISE, Elastic and Sunny. Elevate will be led by Ken Rees, former CEO of Think Finance. Martin Wong, previously Chief Integrity Officer of Think Finance, has been promoted to CEO of Think Finance.

Think Finance Launches RISE, an Installment Loan Priced Significantly Lower Than Current Marketplace Alternatives

Think Finance launched an installment loan priced significantly lower than current marketplace alternatives called RISE. RISE has rates that start at a third less than payday loans and drop to as low as 36% over time with positive payment history. In addition to better rates that drop over time and reporting payments to a major credit bureau to help customers improve their credit scores, RISE provides free credit monitoring through TransUnion to anyone who registers on the site. RISE also offers Financial U, a free online learning center that features videos and tools designed to help customers understand essential financial concepts and practice healthy spending habits.

Think Finance Expands Availability of Emergency Credit Product in US

Think Finance Inc. announced that its new emergency line of credit product for employees elastic is in the process of completing integrations with 35 payroll providers and four payroll software platforms. The product will soon be accessible to seven million employees across the country. Elastic is designed to give employees access to cash when they need it, with flexible and affordable repayment options, including the option to have payments made through their paychecks. The firm said that the product is priced significantly lower than payday loans, bank deposit advances, bank overdraft charges and other forms of emergency credit, providing a more affordable way to manage employees' financial concerns.

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