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May 22, 2015 9:46 PM ET


Company Overview of ENB Financial Corp.

Company Overview

ENB Financial Corp operates as the holding company for Ephrata National Bank, which provides financial services to individuals and small-to-medium-sized businesses in Pennsylvania. Its deposit products include non-interest bearing demand deposits, interest-bearing demand deposits, NOW accounts, MMDA accounts, and savings accounts, as well as time deposits and money market deposit accounts. The company’s loan portfolio comprises secured and unsecured commercial, real estate, and consumer loans. It also provides direct deposit and direct payments of funds through electronic funds transfer. In addition, the company offers automated teller machine, ATMs, telephone and Internet banking, remote de...

31 East Main Street

Ephrata, PA 17522

United States

Founded in 1881

196 Employees



Key Executives for ENB Financial Corp.

Chairman, Chief Executive Officer, President, Chairman of Ephrata National Bank, Chief Executive Officer of Ephrata National Bank and President of Ephrata National Bank
Age: 64
Total Annual Compensation: $270.3K
Chief Financial Officer, Treasurer, Chief Financial Officer of Ephrata National Bank and Senior Vice President of Ephrata National Bank
Age: 52
Total Annual Compensation: $139.3K
Vice President, Secretary, Director, Senior Vice President of Ephrata National Bank and Director of Ephrata National Bank
Age: 64
Total Annual Compensation: $143.4K
Chief Operating Officer of Ephrata National Bank and Senior Vice President of Ephrata National Bank
Age: 59
Total Annual Compensation: $150.1K
Senior Vice President of Senior Operations - Ephrata National Bank and Technology Officer of Ephrata National Bank
Age: 56
Total Annual Compensation: $135.3K
Compensation as of Fiscal Year 2014.

ENB Financial Corp. Key Developments

ENB Financial Corp. Declares Second Quarter Divided, Payable on June 15, 2015

ENB Financial Corp. declared a second quarter cash dividend of $0.27 per share, maintaining the dividend amount paid in the second quarter of 2014 and the first quarter of 2015. The dividend applies to all shareholders of record as of May 15, 2015, and is payable on June 15, 2015.

ENB Financial Corp. Reports Unaudited Consolidated Earnings Results for the First Quarter Ended March 31, 2015

ENB Financial Corp. reported unaudited consolidated earnings results for the first quarter ended March 31, 2015. The company reported net income for the first quarter of 2015 of $1,466,000, a $372,000, or 20.2% decrease, from the $1,838,000 earned during the first quarter of 2014. Basic and diluted earnings per share for the first quarter of 2015 were $0.51 compared to $0.64 for the same period in 2014. Income before taxes was $1,709,000 against $2,237,000 reported last year. The company's core earnings or net interest income (NII) of $5,858,000 for the three months ended March 31, 2015, represents an increase of $203,000, or 3.6%, from $5,655,000 reported in the same period last year. Annualized return on average assets (ROA) and return on average stockholders' equity (ROE) for the first quarter of 2015 were 0.69% and 6.38%, respectively, compared to 0.92% and 8.74% for the first quarter of 2014.

ENB Financial Corp., Annual General Meeting, May 05, 2015

ENB Financial Corp., Annual General Meeting, May 05, 2015., at 13:00 US Eastern Standard Time. Location: Ephrata National Bank. Agenda: To elect Willis R. Lefever, Donald Z. Musser and Judith A. Weaver as Class B directors to serve for a three-year term and until their successors are elected and qualified; and to transact such other business as may properly be presented at the annual meeting and any adjournment or postponement of the meeting.

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