October 18, 2017 7:48 AM ET


Company Overview of Pruco Life Insurance Company

Company Overview

Pruco Life Insurance Company, together with its subsidiaries, provides various individual life insurance and annuity products. It offers term life insurance, variable life insurance, and universal life insurance, as well as variable and fixed annuities. The company markets its annuity products through a group of third-party broker-dealers and their representatives in banks and wirehouses, as well as through independent financial planners and financial professionals. It sells individual life products through various third party channels, including independent brokers, wirehouses, banks, general agencies, and producer groups, as well as independent intermediaries in the District of Columbia, G...

213 Washington Street

Newark, NJ 07102

United States

Founded in 1971



Key Executives for Pruco Life Insurance Company

Chief Executive Officer, President and Director
Age: 50
Compensation as of Fiscal Year 2017.

Pruco Life Insurance Company Key Developments

Pruco Life Insurance Company Introduces PruLife Survivorship Index Universal Life

Pruco Life Insurance Company has introduced, PruLife Survivorship Index Universal Life, a new product that provides death benefit protection for two lives and the opportunity to build cash value through multiple interest crediting options. Within the policy, customers can choose how the cash value can grow – through an indexed account that credits interest based upon the performance of the S&P 500, a fixed account, which credits interest based on a fixed rate, or a combination of both. The indexed account is subject to a cap and a floor on the amount of interest earned, but the crediting rate will never be less than zero percent. The fixed account offers a set rate declared by Prudential, which is guaranteed to never be less than 2%. Clients also have the option of combining the types of interest that is credited to their policy – both index and fixed interest. This can help create a balance between the upside potential of the indexed account and the stability of the fixed account. PruLife Survivorship Index UL is issued by Pruco Life Insurance Company in all states except in New York where, if available, it is issued by Pruco Life Insurance Company of New Jersey. Both are Prudential Financial companies located in Newark, NJ and are solely responsible for their own financial condition and contractual obligations. The contract number is SIUNLG-2015 or ICC15 SIUNLG-2015 and the product may not be available in all states. Policies contain exclusions, limitations, reductions in benefits and terms for keeping them in force. A financial professional can provide with costs and complete details. The PruLife Survivorship Index UL policy is not a variable contract or an investment. Money that is placed in the Indexed Account is not a direct investment in the S&P 500 Index. If amounts in the Indexed Account are withdrawn prior to the end of the one-year term, no interest will be credited.

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