China’s Banks Can Point to One Ratio That Stopped Falling: Chart

In recent years, China’s banking industry saved itself from reporting smaller profits by letting loan-loss provision ratios fall -- but now the decline has halted. While the industry average fell from almost 300 percent four years ago to 176 percent as of June 30, that level is slightly up from the first quarter. Individual banks are now giving updates with their second-quarter earnings this week, after Industrial & Commercial Bank of China Ltd. and Bank of China Ltd. fell below a regulatory minimum of 150 percent in the first quarter.

— With assistance by Jun Luo

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