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U.S. Mortgage Applications Dropped Again Last Week

Mortgage applications in the U.S. fell for the fifth time in the past six weeks, led by a drop in purchases even as borrowing costs retreated.

The Mortgage Bankers Association’s index declined 0.2 percent in the period ended June 27 after falling 1 percent in the prior week, the Washington-based trade group reported today.

The measure for purchase applications decreased 0.7 percent last week, while the refinancing index advanced 0.1 percent. The share of applicants seeking to refinance expanded to 52.5 percent from 52.1 percent the prior week, today’s report showed.

The average rate on a 30-year fixed loan eased to 4.28 percent from 4.33 percent. The average rate on a 15-year mortgage also dropped, to 3.42 percent from 3.47 percent.

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