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Emirates Islamic Bank is offering United Arab Emirates’ citizens full home financing through new Shariah-compliant mortgages with rates starting at 4.99 percent, it said in an e-mailed statement today.

Bina’a, meaning ‘to build’ in Arabic, is the only product in the country that offers 100 percent financing, the state-controlled lender said. Customers can finance an existing or new-build property and can fix their rate and installments for as many as five years, it added.

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