I’m doing some research on retirement plans. Do you know anyone who has unlimited investment options available in their company’s 401(k) plan? This option, known as a "brokerage window" or "SDA" for self-directed account, lets 401(k) participants invest in nearly every fund and stock offered by the broker a company uses to administer its plan. Fidelity, Merrill Lynch, and Charles Schwab are some of the companies that offer these accounts.
If so, I’m curious to hear if you feel overwhelmed by so many choices, or if you think you have a better portfolio than your peers, thanks to a broader range of options.