Thanks to anotherf@ckedborrower.com for pointing out a company specializing in mortgage loans for people with abysmally bad credit--FICO scores below 500.

The San Diego-based company, SUB 500 Mortgage Inc., illustrates the home page of its website with a driver's eye view of a race track, which I guess is the revved-up perspective of people who actually think they can go out and buy a house with severely impaired credit.

Rates start at just over 10%.

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