What Maryland, for example, charges in its prepaid tuition plan for four years at one of its state universities:

CHILD'S AGE* PAYMENTS** INFANT $19,176 5 YEARS 19,699 10 YEARS 20,490 14 YEARS*** 21,325

* As of Sept. 1, 2001 ** You pay this amount if you elect a lump-sum payment. The amount will be higher if you choose monthly or annual payments instead. *** Ninth grade is the final year enrollment is permitted.

Data: Collegesavingsmd.org

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