INSURERS SAY CRITICS SAY

Individuals with bad credit tend There's no rational link between to make more claims on policies credit ratings and claims records

A good financial record Companies use the practice can reduce a policyholder's to get around regulators' premiums limits on premium hikes

Using credit ratings isn't This is a new excuse for discriminatory because rich denying coverage to the poor, people have bad scores, too elderly, and minorities

Data: BusinessWeek

Before it's here, it's on the Bloomberg Terminal. LEARN MORE