H&C is Korea's most profitable bank

1995 1996 1997 1998 1999 2000 JAN.-SEPT.

NET INCOME* 68.7 73.2 86.0 (231.2) 358.2 398.2 ROE 14.57% 10.12% 3.59% 0 21.61% 24.8%

* In millions of dollars

Data: Housing & Commercial Bank

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